Credit Risk Officer

TN United Kingdom; London; Hybrid; GBP 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a Credit Risk Officer to join their dynamic team in London. This role offers a unique opportunity to engage in complex financial transactions across EMEA and the Americas. You will analyze structured finance deals, assess risks, and ensure compliance with regulations. The position promotes a hybrid work model, allowing for flexibility in your work-life balance. With a competitive salary, generous holiday allowance, and a range of benefits including private healthcare and pension plans, this is an exciting chance to advance your career in a supportive and inclusive environment.

Benefits

Hybrid working model

Competitive salary

30 days’ holiday plus bank holidays

Life assurance

Private healthcare

Flexible benefits

CSR initiatives

Volunteering leave

Qualifications

• Degree in Finance, Business, Accounting, or Economics preferred.
• Experience in a financial institution within lending or credit risk.

Responsibilities

• Analyzing new structured finance transactions, including leveraged buyouts.
• Reviewing credit requests, assessing risks, and valuations.

Skills

Analytical Skills

Cash Flow Modeling

Understanding of Corporate Finance

Knowledge of Legal Concepts Related to Loans

Education

Degree in Finance

Degree in Business

Degree in Accounting

Degree in Economics

Job description

The job description contains valuable information but needs better formatting and removal of irrelevant or repetitive content for clarity and professionalism. Here's a refined version:

Location:

London, United Kingdom

Job Category:

Finance

EU work permit required:

Yes

Job Reference:

5c71c0741106

Job Views:

3

Posted:

26.04.2025

Expiry Date:

10.06.2025

Job Description:

Job Title: Credit Risk Officer

Location: London

Corporate Title: Assistant Vice President

The Credit Risk Management, Global Credit Financing & Solutions (CRM GCFS) team supports multiple business units within the Corporate & Investment Bank, including Direct Lending, Credit Solutions, Distressed Products, Client Sub Sovereign Solutions, and Equity Margin Lending. The role involves analyzing complex, structured, secured, and often non-recourse, non-investment grade transactions, requiring extensive credit analysis. Based in London, the position covers portfolios across EMEA and the Americas.

What we’ll offer you:

• Hybrid working model allowing remote work part of the time
• Competitive salary and non-contributory pension
• 30 days’ holiday plus bank holidays, with options to purchase additional days
• Life assurance and private healthcare
• Flexible benefits including retail discounts, Bike4Work, and gym memberships
• CSR initiatives and volunteering leave

Your key responsibilities:

• Analyzing new structured finance transactions, including leveraged buyouts, M&A financing, and others
• Reviewing credit requests, assessing risks, and valuations
• Evaluating financial models, business plans, and projections
• Producing credit ratings and ensuring compliance with policies and regulations
• Managing internal approval processes and transaction management

Your skills and experience:

• Degree in Finance, Business, Accounting, or Economics preferred
• Experience in a financial institution within lending or credit risk
• Understanding of corporate finance and complex financing structures
• Analytical skills including cash flow modeling and derivatives understanding
• Knowledge of legal concepts related to loans
• Ability to work independently under pressure and manage multiple tasks

How we’ll support you:

• Training and development opportunities
• Hybrid work model for work-life balance
• Supportive culture with continuous learning
• Flexible benefits tailored to your needs
• Inclusive environment with reasonable adjustments for disabilities

About us:

Deutsche Bank is a leading German bank with a strong European presence and global network. We are committed to diversity, inclusion, and responsible banking, fostering an environment where everyone can excel and succeed together.