Credit Risk Manager

JR United Kingdom; City Of London; On-site; GBP 70,000 - 100,000; Full time

Job summary

A leading financial institution is seeking a Credit Risk Manager based in London. You will oversee the credit risk profile of client portfolios, ensuring compliance with policies and actively contributing to risk management strategies. The role requires a finance-related degree and significant banking experience, offering a competitive salary and comprehensive benefits.

Benefits

Competitive salary with annual discretionary bonus

25 days annual leave + bank holidays, increasing to 27 days after 2 years

Health, Wellbeing, and Life Assurance

Generous pension scheme and Private Medical Insurance

Paid training sessions and development opportunities

Qualifications

• Minimum five years experience in Banking preferred, with some in Credit Risk Management.
• Knowledge of high-end residential real estate lending principles is an advantage.
• Right to work in the UK without sponsorship.

Responsibilities

• Monitor the credit risk profile of a portfolio of clients across various industries.
• Ensure adherence to Bank’s policies in line with the Group framework.
• Actively contribute to the revision of existing policies and processes.

Skills

Finance

Economics

Business

English

Interpersonal skills

Education

University degree in Finance, Economics or Business

Job description

Social network you want to login/join with:

Credit Risk Manager, london (city of london)

col-narrow-left

Client:

DBS Bank

Location:

london (city of london), United Kingdom

Job Category:

Other

-

EU work permit required:

Yes

col-narrow-right

Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

col-wide

Job Description:

As a Credit Approver you will:

• Approve/support/review transactions submitted by the Relationship Managers (‘RMs’) of London Branch including and, as Group Risk Credit Manager (‘GCRM’), transactions with overseas subsidiaries of European corporates.
• Be responsible for monitoring the credit risk profile of a portfolio of clients across a number of industries - and for the correct classification of risk exposures - as allocated by the Team Lead.
• Ensure data accuracy of portfolio names in RMG-owned systems and databases.
• Liaise closely with Industry Team Heads and Executive Credit Risk Managers.

Job Responsibilities

• Ensure adherence to the Bank’s policies/guidelines in line with the Group framework and in compliance with the related Group policies/guidelines.
• Undertake, in the capacity of Credit Risk Manager, sound management of the credit risk of names assigned.
• Seek to uphold a high standard of Credit Reports and compliance with TMRACs.
• Liaise closely on risk matters with colleagues across the branch and senior RMG leaders in Singapore including, but not limited to, Executive Credit Risk Managers, and IBG Industry Team Heads.
• Keep abreast of market conditions and industry developments and monitor their impact on the DBSL portfolio, reacting promptly to negative news by initiating rating reviews and requiring analysis from the RM's.
• Provide input into ad-hoc assignments and contribute towards the achievement of business goals and strategic directions of the Bank.
• Actively contribute to the revision of existing policies, documentation, processes and portfolio management tools.
• Support the bank’s ESG targets, monitor clients’ transition readiness, keep abreast of digitalisation and AI initiatives within the bank.
• Assist in socialising new/amended risk policies and procedures to RMs to ensure compliance with Group’s credit policy and guidelines.
• Provide specific industry knowledge/support to RMG colleagues as requested.

Skills & Requirements

• University degree with major in Finance, Economics or Business.
• Minimum of five years experience in Banking preferred – at least part of which must have been in Credit risk Management.
• Knowledge of high-end residential real estate lending principles would be an advantage.
• Competence in spoken and written English.
• Right to work in the UK and do not require sponsorship now or in the future.
• Results oriented team player with strong interpersonal and communication interpersonal skills.

What We Offer

• A competitive salary (depending on experience) + annual discretionary bonus.
• 25 days annual leave (increasing to 27 days after 2 years continuous service) + bank holidays. You will also receive an additional paid day off for your Birthday.
• Health, Wellbeing and Life Assurance - generous pension scheme, Private Medical Insurance, Life Assurance, Income Protection, Annual Health Assessment, Employee Assistance Programme (EAP).
• Training & Development - Benefit from paid training sessions and various development opportunities.