Credit Risk Business Analyst

Barclays; Glasgow; Hybride; GBP 60 000 - 90 000; Plein temps

Résumé du poste

Barclays seeks a Credit Risk IRB Business Analyst to bridge risk and technology, delivering regulatory and risk transformation work across AIRB, PD, LGD, and EAD under PRA/CRR. The role collaborates with Risk, Modelling, Credit and Operations to document requirements and drive large-scale change.

Based in Glasgow or Northampton, it requires strong data analysis, SQL/Excel skills, and a track record in Agile/Waterfall delivery and business readiness activities.

Qualifications

• Understanding AIRB, PD, LGD, EAD, CRR and PRA expectations.
• Translate requirements into BRDs, user stories, functional requirements and data requirements.
• Gather business requirements from Risk, Credit, Modelling and Operations teams.
• Facilitate workshops and challenge business assumptions.
• Analyse data sources, data lineage and data quality issues; use SQL/Excel to investigate problems.

Responsabilités

• Identification and analysis of business problems and client requirements that require change within the organisation.
• Development of business requirements that will address business problems and opportunities.
• Collaboration with stakeholders to ensure that proposed solutions meet their needs and expectations.
• Support the creation of business cases that justify investment in proposed solutions.
• Conduct feasibility studies to determine the viability of proposed solutions.
• Support the creation of reports on project progress to ensure proposed solutions are delivered on time and within budget.
• Create operational design and process design to ensure that proposed solutions are delivered within the agreed scope.
• Support to change management activities, including development of a traceability matrix to ensure proposed solutions are successfully implemented and embedded.

Connaissances

Regulatory knowledge

Requirements elicitation

Stakeholder management

Data analysis

Process & operating model design

Delivery & change experience

Description du poste

Join us at Barclays as a Credit Risk Business Analyst. We are seeking an experienced Business Analyst with direct Credit Risk expertise to support the delivery of strategic regulatory and risk transformation initiatives. The successful candidate will have a proven track record of working within Credit Risk and AIRB environments, with a deep understanding of key risk parameters including PD, LGD and EAD, as well as the associated PRA and CRR regulatory requirements. Acting as the bridge between business and technology teams, you will work closely with Risk, Modelling, Credit and Operations stakeholders to define, challenge and document requirements, ensuring solutions are aligned to both regulatory expectations and business objectives. This role requires strong analytical capability, excellent stakeholder management skills, and the ability to understand complex data flows, assess impacts and drive delivery across large-scale change programmes.

To be successful as a Credit Risk IRB Business Analyst, you must have the following essential skills:

Risk & Regulatory Knowledge

• Understanding of AIRB, PD, LGD, EAD, CRR and PRA expectations.
• Ability to challenge requirements from a regulatory perspective

Requirements Elicitation & Documentation

• Gather business requirements from Risk, Credit, Modelling and Operations teams.
• Translate requirements into BRDs, user stories, functional requirements and data requirements.
• Ensure requirements are traceable through to delivery.

Stakeholder Management

• Facilitate workshops and challenge business assumptions.
• Manage competing priorities across business, IT and risk teams.
• Build consensus and drive decisions.

Data Analysis

• Understand source systems, data lineage and data quality issues.
• Analyse datasets and perform impact assessments.
• Use SQL and/or Excel confidently to investigate problems and validate outputs.

Some other highly valued skills may include:

Process & Operating Model Design

• Map current and target state processes.
• Identify control gaps, manual workarounds and optimisation opportunities.

Delivery & Change Experience

• Experience working within Agile and Waterfall programmes.
• Ability to support testing, implementation and business readiness activities.

This role is based in Glasgow or Northampton.

Purpose of the role

To support the organisation, achieve its strategic objectives by the identification of business requirements and solutions that address business problems and opportunities.

Accountabilities

• Identification and analysis of business problems and client requirements that require change within the organisation.
• Development of business requirements that will address business problems and opportunities.
• Collaboration with stakeholders to ensure that proposed solutions meet their needs and expectations.
• Support the creation of business cases that justify investment in proposed solutions.
• Conduct feasibility studies to determine the viability of proposed solutions.
• Support the creation of reports on project progress to ensure proposed solutions are delivered on time and within budget.
• Creation of operational design and process design to ensure that proposed solutions are delivered within the agreed scope.
• Support to change management activities, including development of a traceability matrix to ensure proposed solutions are successfully implemented and embedded in the organisation.

Assistant Vice President Expectations

• To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions.
• Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others.
• OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes.
• Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues.
• Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda.
• Take ownership for managing risk and strengthening controls in relation to the work done.
• Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.
• Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy.
• Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively.
• Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience.
• Influence or convince stakeholders to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave.