Credit Risk Business Analyst

3761 Barclays - BX - UK; Glasgow; On-site; GBP 60,000 - 90,000; Full time

Job summary

Barclays in the United Kingdom is seeking an experienced Credit Risk Business Analyst to support regulatory and risk transformation initiatives. You will bridge risk, modelling, credit and operations teams to define, challenge and document requirements, ensuring alignment with PRA/CRR expectations and business objectives.

This role is based in Glasgow or Northampton, requiring strong analytical capability, stakeholder management and the ability to drive large-scale change across multiple

Qualifications

• Understanding AIRB, PD, LGD, EAD, PRA expectations and regulatory impact.
• Gather and translate business requirements into BRDs, user stories and data needs.
• Facilitate workshops, challenge assumptions and build consensus.

Responsibilities

• Identify and analyse business problems and client requirements needing change.
• Define and document requirements, ensuring alignment with risk/regulatory needs.
• Support delivery across risk, modelling, credit and operations teams within change programmes.

Skills

Risk & Regulatory Knowledge

Requirements Elicitation

Stakeholder Management

Data Analysis

SQL / Excel

Tools

SQL

Excel

Job description

Job Description

Purpose of the role To support the organisation, achieve its strategic objectives by the identification of business requirements and solutions that address business problems and opportunities.

Accountabilities

Identification and analysis of business problems and client requirements that require change within the organisation. Development of business requirements that will address business problems and opportunities. Collaboration with stakeholders to ensure that proposed solutions meet their needs and expectations. Support the creation of business cases that justify investment in proposed solutions. Conduct feasibility studies to determine the viability of proposed solutions. Support the creation of reports on project progress to ensure proposed solutions are delivered on time and within budget. Creation of operational design and process design to ensure that proposed solutions are delivered within the agreed scope. Support to change management activities, including development of a traceability matrix to ensure proposed solutions are successfully implemented and embedded in the organisation.

Assistant Vice President Expectations

To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions. Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes. Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues. Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda. Take ownership for managing risk and strengthening controls in relation to the work done. Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy. Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively. Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience. Influence or convince stakeholders to achieve outcomes. All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship - our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset - to Empower, Challenge and Drive - the operating manual for how we behave.

Join us at Barclays as a Credit Risk Business Analyst

We are seeking an experienced Business Analyst with direct Credit Risk expertise to support the delivery of strategic regulatory and risk transformation initiatives. The successful candidate will have a proven track record of working within Credit Risk and AIRB environments, with a deep understanding of key risk parameters including PD, LGD and EAD, as well as the associated PRA and CRR regulatory requirements. Acting as the bridge between business and technology teams, you will work closely with Risk, Modelling, Credit and Operations stakeholders to define, challenge and document requirements, ensuring solutions are aligned to both regulatory expectations and business objectives. This role requires strong analytical capability, excellent stakeholder management skills, and the ability to understand complex data flows, assess impacts and drive delivery across large-scale change programmes.

To be successful as a Credit Risk IRB Business Analyst, you must have the following essential skills:

• Risk & Regulatory Knowledge Understanding of AIRB, PD, LGD, EAD, CRR and PRA expectations. Ability to challenge requirements from a regulatory perspective Requirements Elicitation & Documentation Gather business requirements from Risk, Credit, Modelling and Operations teams. Translate requirements into BRDs, user stories, functional requirements and data requirements. Ensure requirements are traceable through to delivery.
• Stakeholder Management Facilitate workshops and challenge business assumptions. Manage competing priorities across business, IT and risk teams. Build consensus and drive decisions.
• Data Analysis Understand source systems, data lineage and data quality issues. Analyse datasets and perform impact assessments. Use SQL and/or Excel confidently to investigate problems and validate outputs.
• Some other highly valued skills may include: Process & Operating Model Design Map current and target state processes. Identify control gaps, manual workarounds and optimisation opportunities.
• Delivery & Change Experience Experience working within Agile and Waterfall programmes. Ability to support testing, implementation and business readiness activities.

This role is based in Glasgow or Northampton.

Our Work Experience is the combination of everything that's unique about us: our culture, our core values, our company meetings, our commitment to sustainability, our recognition programs, but most importantly, it's our people. Our employees are self-disciplined, hard working, curious, trustworthy, humble, and truthful. They make choices according to what is best for the team, they live for opportunities to collaborate and make a difference, and they make us the #1 Top Workplace in the area.