Credit Risk Analyst Trainee

Mobilize Financial Services; Maple Cross; On-site; GBP 25,000 - 32,000; Full time

Job summary

Mobilize Financial Services, part of the Renault Group, invites applications for a Credit Risk Graduate Analyst. You will support the Bank's credit risk strategy through data analysis, forecasting, governance and risk reporting across multiple risk disciplines.

This role offers structured development, on‑the‑job learning and exposure to senior stakeholders as you build analytical, technical and commercial skills in a collaborative environment.

Qualifications

• Degree (or expected degree) in a quantitative, analytical, business or related discipline.
• Strong analytical and problem-solving skills.
• Excellent numerical ability and attention to detail.
• Strong communication and interpersonal skills.
• Good Microsoft Excel skills; knowledge of SQL, Power BI, Python or similar tools would be advantageous.
• Curious, proactive and eager to learn.
• Able to manage multiple priorities and work effectively both independently and as part of a team.
• Interest in Financial Services, lending and risk management.

Responsibilities

• Analyse portfolio, customer and business performance data to identify trends, risks and opportunities.
• Support the production of regular management information, dashboards and risk reporting for senior management and governance committees.
• Assist in monitoring portfolio performance against key risk metrics, risk appetite measures and business objectives.
• Support the development, implementation and monitoring of credit strategies, policies and risk frameworks.
• Contribute to forecasting, impairment (IFRS9) and portfolio performance analysis activities.
• Assist with governance activities, including preparing reports, presentations and committee materials.
• Support ongoing projects and continuous improvement initiatives across the Credit Risk function.
• Work with colleagues across Credit Risk, Finance, Operations, Data and Technology teams to deliver business objectives.
• Gain exposure to credit risk modelling activities, supporting model monitoring, validation and analytical investigations where required.
• Develop technical, analytical and commercial expertise through structured learning and practical experience across multiple Credit Risk disciplines.

Skills

Quantitative analysis

Analytical thinking

Communication

Multitasking

Team collaboration

Curiosity

Learning mindset

Education

Bachelor’s degree in a quantitative/analytical discipline

Tools

SQL

Power BI

Python

Job description

Mobilize Financial Services, part of the Renault Group, invites applications for a Credit Risk Graduate Analyst. You will support the Bank's credit risk strategy through data analysis, forecasting, governance and risk reporting across multiple risk disciplines.

This role offers structured development, on‑the‑job learning and exposure to senior stakeholders as you build analytical, technical and commercial skills in a collaborative environment.