Credit Risk Analyst - Hybrid Role with Growth & Benefits

Placements24; Southampton; Híbrido; GBP 16.000 - 29.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Hybrid work model providing flexiblity

Career development opportunities

Competitive benefits

Stable financial institution

Descripción de la vacante

Placements24 in Randburg is seeking a meticulous Credit Risk Analyst to join our client’s hybrid team. You will assess creditworthiness of clients, develop risk strategies, and help protect the company from losses through informed credit decisions.

The role requires a finance or quantitative degree, at least three years in credit analysis, strong analytical skills, and proficiency in modeling and credit scoring. You will report to risk management and collaborate with sales and operations.

Formación

• Bachelor's degree in Finance, Economics, Mathematics or a related quantitative field.
• Minimum of 3 years of experience in credit analysis, risk management, or a similar role within the banking or financial services industry.
• Strong analytical skills with the ability to interpret complex financial data.
• Proficiency in financial modeling and risk assessment techniques.
• Excellent understanding of credit scoring models and loan structuring.
• Strong written and verbal communication skills, with the ability to present findings to management.

Responsabilidades

• Analyze financial statements, credit reports, and market data to assess the credit risk of borrowers.
• Develop, implement, and monitor credit policies and procedures to ensure compliance and minimize risk.
• Prepare detailed credit reports and recommendations for loan approvals or rejections.
• Monitor portfolio risk, identify trends, and implement strategies to manage and reduce credit exposure.
• Collaborate with sales and operations teams to understand client needs and manage credit limits effectively.
• Stay updated on industry trends and regulatory changes affecting credit risk management.

Conocimientos

Analytical skills

Financial modeling

Credit scoring models

Communication skills

Educación

Bachelor's degree in Finance, Economics, Mathematics

Descripción del empleo

Placements24 in Randburg is seeking a meticulous Credit Risk Analyst to join our client’s hybrid team. You will assess creditworthiness of clients, develop risk strategies, and help protect the company from losses through informed credit decisions.

The role requires a finance or quantitative degree, at least three years in credit analysis, strong analytical skills, and proficiency in modeling and credit scoring. You will report to risk management and collaborate with sales and operations.