TRAINEE CREDIT ANALYST

Graduate Financial Recruitment; Birmingham; On-site; GBP 25,000 - 35,000; Full time

Benefits offered by this job

Competitive salary

Performance-based bonuses

Comprehensive healthcare plans

Professional development opportunities

Job summary

A leading financial services firm in the UK is seeking a motivated Trainee Credit Analyst to join their Credit Risk team. This entry-level role offers an excellent opportunity to gain practical experience in credit analysis. Responsibilities include conducting credit assessments, analysing financial data, and preparing risk reports. Ideal candidates will have a bachelor's degree in Finance or a related field, strong analytical and communication skills, and proficiency in Excel. Comprehensive healthcare plans and development opportunities are provided.

Qualifications

• Strong analytical skills with keen attention to detail.
• Excellent verbal and written communication skills.
• Ability to work both independently and as part of a team.

Responsibilities

• Assist senior analysts in conducting credit assessments.
• Analyse financial statements and credit reports.
• Prepare comprehensive credit risk reports.
• Monitor industry trends impacting credit risk.
• Collaborate with departments for accurate evaluations.
• Participate in credit committee meetings.

Skills

Analytical skills

Attention to detail

Communication skills

Proficiency in Microsoft Excel

Education

Bachelor's degree in Finance, Economics, Accounting, or related field

Tools

Financial analysis tools

Job description

The is a leading financial services firm specialising in corporate lending, investment banking, We are committed to delivering exceptional financial solutions and customer service to our clients across various industries.

Position Overview

We are seeking a motivated and detail-oriented Trainee Credit Analyst to join our dynamic Credit Risk team. This entry-level role offers an excellent opportunity to gain practical experience and develop fundamental skills in credit analysis within a supportive and collaborative environment.

Key Responsibilities

• Assist senior analysts in conducting thorough credit assessments of new and existing clients.
• Analyse financial statements, credit reports, and other relevant data to evaluate creditworthiness.
• Prepare comprehensive credit risk reports summarising findings and recommendations.
• Monitor industry trends and economic developments that may impact credit risk.
• Collaborate with other departments such as Relationship Managers and Legal to gather necessary information and ensure accuracy of credit evaluations.
• Participate in credit committee meetings and provide insights based on analysis.
• Maintain accurate and up-to-date records of credit evaluations and decisions.

Required Qualifications

• Bachelors degree in Finance, Economics, Accounting, or related field.
• Strong analytical skills with a keen attention to detail.
• Proficiency in Microsoft Excel and financial analysis tools.
• Excellent verbal and written communication skills.
• Ability to work both independently and as part of a team.
• A proactive attitude with a desire to learn and grow within the field of credit analysis.

Preferred Qualifications

• Prior internship or work experience in finance, banking, or credit analysis.
• Knowledge of financial modelling and risk assessment techniques.
• Familiarity with regulatory requirements and compliance standards.
• Competitive salary and performance-based bonuses.
• Comprehensive healthcare and retirement plans.
• Professional development opportunities including training and certifications.
• Flexible working hours and a supportive work environment.

Application Process

If you are passionate about finance and eager to kick start your career as a Credit Analyst, we encourage you to apply. Please submit your CV and a cover letter detailing your interest in the role and relevant experience.