Credit Risk Analyst: Portfolio Support & Insights

Standard Bank Group; Douglas; On-site; GBP 30,000 - 46,000; Full time

Benefits offered by this job

Health insurance

Job summary

Standard Bank Offshore, the offshore arm of Standard Bank Group, is seeking a Credit Support specialist in the Isle of Man. You will assist credit managers with day-to-day administration of credit portfolios and interact with business stakeholders to manage risks.

The role requires a First Degree in Business Commerce and 1-2 years experience in credit risk; you will work with ADAPTIV, RCC, and credit rating systems to prepare applications and support decisioning.

Qualifications

• FirstDegree in Business Commerce.
• 1-2 years experience in Credit Risk.
• General business or credit knowledge; ability to interact with financial statements.

Responsibilities

• Assist Credit Manager with daily excess management and escalation to stakeholders per policy.
• Prepare standard decisioning credit applications and escalate exceptions flagged on auto-decisioning portfolios.
• Ensure LGD overrides are amended in RCC by following up monthly reporting queries from Capital and Business teams.
• Filter and include various reports into the weekly report from ADAPTIV and credit rating systems for executives and teams.
• Build relationships with Business stakeholders and track DA2/DA3 action items; identify breaches.

Skills

Credit Risk

Stakeholder Management

Data Analysis

Education

FirstDegree in Business Commerce

Tools

ADAPTIV

Regulatory Capital Calculator (RCC)

Credit rating systems

Job description

Standard Bank Offshore, the offshore arm of Standard Bank Group, is seeking a Credit Support specialist in the Isle of Man. You will assist credit managers with day-to-day administration of credit portfolios and interact with business stakeholders to manage risks.

The role requires a First Degree in Business Commerce and 1-2 years experience in credit risk; you will work with ADAPTIV, RCC, and credit rating systems to prepare applications and support decisioning.