Credit Risk Analyst - Fraud

TN United Kingdom; Clayton-le-Moors; On-site; GBP 35,000 - 55,000; Full time

Job summary

A leading financial services company in Clayton-le-Moors seeks a Credit Risk Analyst to enhance Credit Risk strategies and systems. The role involves monitoring performance, coaching analysts, and ensuring compliance. Ideal candidates will have experience in retail finance, SQL skills, and strong communication abilities.

Benefits

Recognition schemes

Bonuses

Wellness programs

Mental health support

Qualifications

• Experience in retail, financial services sector.
• Ability to plan and prioritise effectively.

Responsibilities

• Monitor and develop Credit Risk strategies.
• Provide coaching and mentoring of Analysts.
• Implement governance and compliance standards.

Skills

SQL

Communication

Analytical

Problem Solving

Job description

Social network you want to login/join with:

Credit Risk Analyst - Fraud, Clayton-le-Moors

Client:

Location: Clayton-le-Moors, United Kingdom

Job Category: Other

EU work permit required: Yes

Job Reference: 231624966489

Job Views: 3

Posted: 17.05.2025

Expiry Date: 01.07.2025

Job Description:

At Frasers Group Financial Services, we are constantly evolving & transforming, and we now have an exciting and rewarding opportunity for a Credit Risk Analyst to assess and evaluate the performance of Credit Risk systems and strategies, identifying and maximising opportunities to improve strategy performance, contributing to the delivery of FS goals and objectives.

As a Credit Risk Analyst at FGFS, you will be responsible for:

• Monitoring and developing the Credit Risk strategies and systems, making recommendations to maximise their commercial performance
• Providing effective coaching and mentoring of Analysts, building capabilities to maximise Credit Risk systems and strategies
• Implementing and adhering to all governance, risk and compliance standards, ensuring strategies deliver the best outcomes for customers and the business
• Identifying, building and maintaining key internal and external stakeholder relationships to deliver the agreed commercial performance

Qualifications:

• Experience of working within the retail, financial services sector
• Advanced knowledge in writing and reviewing SQL code to perform data analysis
• Extensive experience of working and delivering in a regulated environment
• Experience coaching and developing the performance of others
• Is delivery and customer focussed
• Ability to plan and prioritise effectively to meet changing priorities and demands
• Excellent communication and engagement skills
• Proven track record in effective facilitation and communication at multiple levels
• Is commercially astute
• Ideally experience of credit risk strategy development and/or fraud strategy
• Ability to engage and influence stakeholders at an appropriate level
• Is analytical, pragmatic and systematic in approach to problem solving
• Ability to manage conflict and knows when to escalate
• IT literate
• Beneficial to have working knowledge of financial standards and guidelines – e.g., FCA, TCF, Data Protection

Additional Information:

• As FGFS is within a regulated environment, any offer is subject to satisfactory background checks including criminal record check, credit check, and employment references.
• Benefits include recognition schemes, bonuses, events, leadership sessions, store visits, wellness programs, and mental health support.

What’s next?

Our Recruitment Team will review applications and all candidates will receive a response. Shortlisted applicants may be asked to confirm key details before a behavioural interview focused on culture and values. Successful candidates will proceed through further technical interviews, which may include a presentation or task to demonstrate skills.