Credit Risk Analyst Corp and Asset Finance

Natixis London Branch; London; On-site; GBP 45,000 - 70,000; Full time

Job summary

A London-based financial institution is seeking a Credit Risk Analyst to provide comprehensive risk analysis on project finance, corporate finance, and real estate finance. The ideal candidate will engage with various stakeholders to ensure timely processing of credit requests, develop detailed analyses, and present recommendations to the credit committee. This role requires a robust background in finance or economics and strong analytical skills to navigate complex transactions effectively.

Qualifications

• Experience in financial risk analysis and credit assessments is preferred.
• Ability to assess and explain complex transactions.
• Familiarity with legal documentation related to finance.

Responsibilities

• Conduct risk analysis on various financing projects and present findings.
• Ensure compliance with bank's risk policy and provide credit recommendations.
• Monitor existing client portfolio and report any risk alerts.

Skills

Strong financial analysis and modelling skills

Detailed knowledge of European project finance and LBO markets

Ability to produce detailed and concise risk analysis

Good communication skills

Education

Finance and/or Economics background

Job description

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Credit Risk Analyst Corp and Asset Finance, London

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Client:

Natixis London Branch

Location:

London, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Reference:

a20a37f9e495

Job Views:

6

Posted:

29.05.2025

Expiry Date:

13.07.2025

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Job Description:

Overall purpose of the role.

Reporting to the Head of Credit Risk London, the Credit Analyst Corpand Asset Finance provides risk analysis on project finance, Corporate, acquisition finance (LBO), real estate finance and any other structured and finance activity originated within the Credit Risk London perimeter.

Risk analysis includes but is not limited to financial and business risk analysis, rating reviews and written recommendations to the credit committee and/or the relevant delegation holder.

Main responsibilities of the role:

• Liaise with business lines and ensure that all requests are processed in a timely manner at the appropriate decision level.
• Check that each request is in line with the Bank’s relevant risk policy.
• Provide an independent and written credit analysis on each credit request.
• Present the Risk recommendation to the credit committee and/or delegation holder.
• Review and validate the internal ratings proposed by the business lines.
• Ensure that annual review and rating updates are done in a timely manner.
• Actively monitor the risk profile of the existing client portfolio.
• Report watch list counterparties either as part of the routine watch list reviews or by raising a specific credit alert.
• Provide back-up for other credit analysts of the London Credit Risk team when necessary.
• Assist in transversal tasks when necessary

• Finance and/or Economics background
• Strong financial analysis and modelling skills
• Detailed knowledge of the European project finance and LBO markets
• Ability to produce detailed and concise risk analysis
• Ability to assess, present and explain complex transactions and new activities to management
• Thorough understanding of typical legal documentation
• Good knowledge of derivative products
• Good communication skills