Credit Risk Analyst Corp and Asset Finance

Groupe BPCE; London; On-site; GBP 45,000 - 80,000; Full time

Job summary

An established industry player is seeking a Credit Risk Analyst to join their London team. In this pivotal role, you will conduct in-depth risk analysis on various structured finance activities, including project finance and corporate acquisitions. Your expertise will guide decision-making processes, ensuring compliance with risk policies while providing valuable insights to the credit committee. This is a fantastic opportunity for professionals passionate about finance and risk management to contribute to a dynamic and collaborative environment, where your analytical skills will directly impact the firm's success and client relationships.

Qualifications

• Strong financial analysis and modelling skills required.
• Detailed knowledge of European project finance and LBO markets.

Responsibilities

• Provide independent credit analysis on requests.
• Monitor risk profiles of existing client portfolios.
• Present risk recommendations to the credit committee.

Skills

Financial Analysis

Risk Analysis

Financial Modelling

Communication Skills

Knowledge of Derivative Products

Education

Finance Background

Economics Background

Job description

Credit Risk Analyst Corp and Asset Finance

• CDI
• 16142

Overall purpose of the role:

Reporting to the Head of Credit Risk London, the Credit Analyst Corp and Asset Finance provides risk analysis on project finance, corporate acquisition finance (LBO), real estate finance, and any other structured finance activity originated within the Credit Risk London perimeter.

Risk analysis includes, but is not limited to, financial and business risk analysis, rating reviews, and written recommendations to the credit committee and/or the relevant delegation holder.

Main responsibilities of the role:

• Liaise with business lines and ensure that all requests are processed in a timely manner at the appropriate decision level.
• Check that each request is in line with the Bank’s relevant risk policy.
• Provide an independent and written credit analysis on each credit request.
• Present the risk recommendation to the credit committee and/or delegation holder.
• Review and validate the internal ratings proposed by the business lines.
• Ensure that annual review and rating updates are done in a timely manner.
• Actively monitor the risk profile of the existing client portfolio.
• Report watch list counterparties either as part of the routine watch list reviews or by raising a specific credit alert.
• Provide back-up for other credit analysts of the London Credit Risk team when necessary.
• Assist in transversal tasks when necessary.

Minimum Requirements:

• Finance and/or Economics background.
• Strong financial analysis and modelling skills.
• Detailed knowledge of the European project finance and LBO markets.
• Ability to produce detailed and concise risk analysis.
• Ability to assess, present, and explain complex transactions and new activities to management.
• Thorough understanding of typical legal documentation.
• Good knowledge of derivative products.
• Good communication skills.