Credit Risk Analyst

SmartestEnergy; London; Hybrid; GBP 30,000 - 34,000; Full time

Job summary

A leading company is seeking a detail-oriented Credit Risk Analyst to join their dynamic team in London. This role involves assessing credit risks, managing limits, and ensuring robust internal controls. With a focus on diversity and flexible working, you'll have the opportunity to make a global impact while maintaining a healthy work-life balance. Join us in our mission to digitize and localize the future of energy.

Benefits

Flexible Working

Commitment to Diversity and Inclusion

Qualifications

• Experience in finance, accounting, or credit.
• Knowledge of credit risk analysis and ratio analysis.

Responsibilities

• Support quantitative and qualitative assessment of credit risks.
• Manage credit insurance limits and maintain internal credit controls.
• Provide insightful risk reporting.

Skills

Finance

Credit risk analysis

Excel

Job description

We are seeking a detail-oriented and proactive Credit Risk Analyst to join our dynamic Credit Risk team.

In this critical role, you will support both the quantitative and qualitative assessment of credit, collateral, and credit-related contract risks associated with our Commercial & Industrial (C&I) Supply portfolio. Working closely with senior team members and stakeholders across the business, you will ensure timely and accurate credit assessments, manage credit insurance limits, maintain internal credit controls, and provide insightful risk reporting. This position plays a key part in maintaining a robust credit risk framework, supporting sales activities, and safeguarding the business against potential credit exposures.

What skills/experience do I need to be successful?

• Finance, accounting, or credit experience
• Comfortable working with company final and management accounts
• Credit risk analysis knowledge (ratio analysis, analyzing company annual/mgmt accounts)
• Basic Excel and office application knowledge for reporting purposes

What sets us apart?

• Global Impact: With offices in the UK, US, and Australia, and plans for further expansion, you'll be part of a dynamic, globally-minded team, with opportunities to explore new markets and make a difference on a global scale.

• Flexible Working: Embrace the freedom to work from anywhere in the world for up to 30 days a year. We prioritize work-life balance, recognizing that your well-being matters. Find out more here.

• Commitment to Diversity and Inclusion: We celebrate our diverse culture and value individuals irrespective of background, disability, religion, gender identity, sexuality, or ethnicity. Join a team where diversity is not just welcomed but celebrated as a key driver of growth and innovation.

What does hybrid working mean to us?

Hybrid working typically means 2 days in the office location listed on this advert and 3 days working at home each week. Some occasional travel to our other offices may be required.

What happens next?

Once we receive your application, it will be reviewed by a human - no bots here! The process typically takes around 2-3 weeks, with 2 stages of video interviews using Teams. This may vary depending on the role. We may invite you for a face-to-face meeting or require only 1 video interview. Our Recruitment Team is here to support you if you have questions or need assistance.

Ready to join us on our journey to digitize, decarbonize, and localize the future of energy? Apply now.

We are committed to making the application process easy and comfortable. Let us know how we can support you with any reasonable adjustments tailored to your needs. You can find contact details for our recruitment team at the bottom of each advert. Please reach out to discuss further.

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Department: Risk

Locations: SmartestEnergy Limited - London office - Canary Wharf

Remote status: Hybrid

Yearly salary: £30,000 - £34,000