Credit Risk Analyst

JR United Kingdom; City Of London; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A London-based financial institution is seeking a Credit Risk Analyst for its Risk Management team. This newly created role involves assessing credit applications, ensuring compliance, and actively monitoring credit risk. The successful candidate will have over five years of experience and the ability to work collaboratively across departments in a dynamic environment.

Qualifications

• 5+ years experience in credit risk with exposure to trade finance.
• Skilled in credit analysis and legal documentation review.
• Ability to work under pressure and meet deadlines.

Responsibilities

• Assess credit applications and perform financial analysis.
• Monitor credit exposures and maintain active credit watchlist.
• Collaborate with various teams to support risk initiatives.

Skills

Credit analysis

Attention to detail

Interpersonal skills

Stakeholder management

Communication

Tools

Microsoft Excel

Job description

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Credit Risk Analyst, london (city of london)

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Client:

Location:

london (city of london), United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

3

Posted:

16.06.2025

Expiry Date:

31.07.2025

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Job Description:

Credit Risk Analyst – SME Bank | London (Hybrid)

Location: London, UK

Working Pattern: Hybrid – 3 days in office, 2 days remote

Contract Type: Permanent, Full-time

An established London-based financial institution is looking for a skilled Credit Risk Analyst to join its growing Risk Management team. This is a newly created position reporting to the Chief Risk Officer and will play a key role in shaping the organisation’s 2nd Line of Defence credit risk oversight.

This is an exciting opportunity for a professional with solid credit risk experience – particularly in credit risk and trade finance – to work in a collaborative environment where your insights and contributions will be highly valued.

Key Responsibilities:

• Assess credit applications, perform detailed financial analysis, and evaluate sector, environmental and business risks.
• Ensure all transactions comply with internal credit policies and regulatory requirements.
• Monitor credit exposures and customer covenants, maintaining an active credit watchlist.
• Provide timely and robust credit recommendations and monthly reporting for the Credit Risk Committee.
• Collaborate closely with the Front Office (1st Line of Defence), Legal, Finance, and Operational Risk teams.
• Attend Credit Committee meetings, take accurate minutes, and follow up on action points.
• Support enterprise-wide risk initiatives and contribute to the development of internal control frameworks.
• Uphold Consumer Duty principles, ensuring customer fairness and good value.

Candidate Profile:

• 5 years plus experience in credit risk, with strong exposure to trade finance and ideally the African markets.
• Sound understanding of structured and traditional trade finance instruments.
• Skilled in credit analysis, legal documentation review, and internal stakeholder management.
• Proficient in Microsoft Excel with strong attention to detail and organisational skills.
• Ability to work independently, manage deadlines, and deliver high-quality work under pressure.
• Excellent communication and interpersonal skills; confident in engaging with senior management.

Inventum is passionate about equity, diversity and inclusion. We seek individuals from the widest talent pool and encourage diverse and underrepresented talent to apply for vacancies with us. Inventum is committed to ensuring our recruitment processes are fair to all applicants, regardless of background and personal characteristics.