Credit Officer

TN United Kingdom; London; Hybrid; GBP 50,000 - 90,000; Full time

Job summary

Join a leading financial institution as a Credit Officer in a dynamic team focused on managing credit risk in securitisation. This role offers the opportunity to engage in critical analysis and approval of transactions, ensuring alignment with risk appetite. You'll be part of a supportive environment that values your development and wellbeing, offering hybrid working arrangements and competitive benefits. If you have a strong background in finance and a passion for risk management, this position is an exciting opportunity to make a significant impact in the industry.

Benefits

Hybrid Working

Competitive salary

30 days’ holiday plus bank holidays

Life Assurance

Private Healthcare

Flexible benefits

Support for CSR programs

Volunteering leave

Qualifications

• Experience in credit risk management and securitisation structures.
• Strong analytical skills with attention to detail.

Responsibilities

• Support review and credit approval of securitisation transactions.
• Analyze collateral quality considering credit rating and macroeconomic conditions.
• Prepare credit memos for approval and present at credit committees.

Skills

Knowledge of credit risk management

Strong analytical skills

Ability to evaluate cash flow models

Education

Bachelor’s degree in Finance

Bachelor’s degree in Accounting

Bachelor’s degree in Economics

Job description

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Location:

London, United Kingdom

Job Category:

Finance

EU work permit required:

Yes

Job Reference:

2ecfc85b36fb

Job Views:

3

Posted:

26.04.2025

Expiry Date:

10.06.2025

Job Description:

Job Title: Credit Officer

Location: London

Corporate Title: VP

You’ll be joining the United Kingdom (UK) Credit Risk Management - Securitisation team. The team manages the credit risk associated with Deutsche Bank’s securitisation financing activities in UK and Europe. Credit officers are responsible for analysis and approval of securitization transactions, setting and monitoring facility limits, negotiating credit terms with the responsible business line, and ongoing risk monitoring of exposures.

What we’ll offer you

A healthy, engaged, and well-supported workforce is better equipped to do their best work and enjoy their lives inside and outside the workplace. We are committed to providing an environment focused on your development and wellbeing.

• Hybrid Working - enabling eligible employees to work remotely part of the time.
• Competitive salary and non-contributory pension
• 30 days’ holiday plus bank holidays, with the option to purchase additional days
• Life Assurance and Private Healthcare for you and your family
• Flexible benefits including Retail Discounts, Bike4Work scheme, and Gym benefits
• Support for CSR programs + 2 days’ volunteering leave per year

Your key responsibilities

• Support review and credit approval of securitisation transactions, ensuring exposures align with bank’s risk appetite
• Work with 1LoD to structure transactions with adequate risk mitigation
• Analyze collateral quality considering credit rating, counterparty strength, industry trends, and macroeconomic conditions
• Stay informed about market trends impacting securitized assets to mitigate risks
• Prepare credit memos for approval and present at credit committees
• Participate in projects like portfolio monitoring, stress testing, and regulatory/audit requests

Your skills and experience

• Knowledge of credit risk management, securitisation structures, and rating agency methodologies
• Strong analytical skills with attention to detail
• Ability to evaluate cash flow models
• Bachelor’s degree in Finance, Accounting, Economics, or related fields

How we’ll support you

• Flexible working arrangements
• Coaching and support from experts
• Culture of continuous learning
• Flexible benefits tailored to your needs
• Support for diversity and reasonable adjustments for disabilities

About us

Deutsche Bank is a leading German bank with a strong European presence and global network. We are committed to an inclusive, responsible, and collaborative work environment. We welcome applications from all backgrounds and promote diversity and inclusion.