Credit and Risk Manager

Jas Gujral; Greater London; On-site; GBP 50,000 - 55,000; Full time

Job summary

Jas Gujral in London is seeking a Credit and Risk Manager with 5–7 years of experience to lead risk assessment across the EMEA region and advise business units on credit policies.

The role involves negotiating with insurers and attorneys on bad debt, generating risk reports for senior management, and driving training to elevate risk awareness throughout the organisation.

Qualifications

• 5–7 years of experience in credit and risk management.
• Experience in B2B in multinational trading companies, credit insurers, or banks.
• Legal background welcomed.
• Ideal candidate with exposure to Chemical/Steel/Food industries.

Responsibilities

• Advise business departments on credit, market, country and investment risk.
• Negotiate with insurer, lawyers and insolvency administrators regarding bad debt.
• Assess and analyse credit risk across the EMEA region.
• Create risk-related reports and advise senior management on credit lines and investments.
• Monitor overdue and over-credit situations and investigate causes.
• Educate staff to improve risk awareness across EMEA.

Skills

Credit risk management

Risk analysis

Financial analysis

Education

Undergraduate degree in Maths, Economics, Finance, or related subject

Job description

Credit and Risk Manager – City London

Our Client is seeking to recruit a Credit Manager with at least 5 to 7 years experience in Credit and Risk Management.

Proactively advising and consulting business departments regarding risk management issues such as credit, market, country and investment risk and negotiating with the insurer, lawyers and insolvency administrators regarding bad debt.

Assess and analyse credit risk issues from business departments in the EMEA region

Make quantitative and qualitative analysis of each customer and to provide necessary advices to business staff and make recommendations to senior management for establishing of credit lines as well as for making decision for investment.

Meet customers and risk investigation agencies and collect risk related information.

Monitor overdue & over-credit situation of each customer and try to find its reason and help to avoid such situation.

Create and execute strategies for recovery of debts from problematic customers across EMEA region. To assist problem solving whenever being arisen.

Improve risk management mind of all business staff of EMEA by educational activities

Make necessary reports relating to risk management with special monitoring for key accounts of the Company.

Accurately and efficiently assess credit, trade, market and country risk of trading entities within EMEA business unit, and make appropriate advices to business staffs in order to create risk / return well balanced business.

Find out significant risk and problems within the territory and to think of solutions.

Compile, consolidate, monitor and report on risk related positions within EMEA region for senior management and head office review.

Report in writing, including the Over-credit / Overdue reports.

Strong experience within risk management field as B to B basis (not B to C), in multinational trading companies, credit insurers, or banks. Legal background is also welcomed.

Proactive attitude with strong passion is preferred.

Undergraduate degree in Maths, Economics, Finance, legal or related subject.

Ideal candidate is someone with Chemical/Steel/Food Industry exposure and strong Business to Business experience.

Salary will be in the range £50K - £55K.