Credit Manager - Underwriting

Morson Edge; West Midlands; On-site; GBP 70,000 - 90,000; Full time

Benefits offered by this job

Flexible, inclusive culture

Strong focus on wellbeing and development

High-impact role

Job summary

A highly regarded financial services organisation in the UK is seeking an experienced Credit Risk Manager to lead senior underwriting efforts across various lending sectors. The successful candidate will handle complex credit assessments, provide oversight, and engage with the Credit Committee. With over 10 years of experience and a strong understanding of risk appetite, this role offers a flexible and inclusive culture focused on employee wellbeing and development within a growing organisation.

Qualifications

• 10+ years’ credit underwriting experience.
• Broad multi-sector lending exposure.
• Strong understanding of risk appetite and capital.

Responsibilities

• Perform complex credit assessments and escalations.
• Provide second-line QA across new and existing lending.

Skills

Credit underwriting experience

Understanding of risk appetite

Complex credit assessment

Second-line QA

Multi-sector lending exposure

Job description

Credit Risk Manager | UK Financial Services

We’re working with a highly regarded, award-winning UK financial services organisation experiencing continued growth and looking to hire an experienced Credit Risk Manager.

This role offers senior underwriting exposure across multiple lending sectors, including SME, asset & motor finance, buy-to-let and property development, with responsibility for complex referrals, second-line oversight, and Credit Committee engagement.

Key highlights

• Complex credit assessment & escalation
• Second-line QA across new & existing lending

About you

• 10+ years’ credit underwriting experience
• Broad multi-sector lending exposure (SME / Asset Finance advantageous)
• Strong understanding of risk appetite, capital and complex structures

Why apply?

• Flexible, inclusive culture
• Strong focus on wellbeing & development
• High-impact role within a growing organisation