Credit Analyst — Hybrid, Data-Driven SME Lending

Iwoca Ltd; Greater London; Hybrid; GBP 45,000 - 60,000; Full time

Benefits offered by this job

Flexible working hours

Medical insurance

25 days holiday plus additional benefits

Learning and development budget

Employee equity incentive scheme

Job summary

Iwoca Ltd is looking for an experienced analyst to assess credit applications efficiently in London. This role requires strong German language skills and an analytical mindset to interpret financial statements.

You'll work with a variety of data sources and collaborate with analytics teams. The position offers flexible working conditions, including remote options and a competitive salary ranging from £45,000 to £60,000, plus numerous benefits.

Qualifications

• Experience in commercial loan underwriting, credit sanctioning, or credit analysis within the SME sector in Germany.
• Strong German language skills at C2 or native level.
• The ability to interpret & analyze financial statements.

Responsibilities

• Assess credit applications using various data sources and tech platform.
• Support other analysts on larger and complex decisions.
• Work alongside analytics teams to optimize lending approach.

Skills

AI tools usage

Strong business acumen

Communication skills in English and German

Analytical mindset

Job description

Iwoca Ltd is looking for an experienced analyst to assess credit applications efficiently in London. This role requires strong German language skills and an analytical mindset to interpret financial statements.

You'll work with a variety of data sources and collaborate with analytics teams. The position offers flexible working conditions, including remote options and a competitive salary ranging from £45,000 to £60,000, plus numerous benefits.