Credit Analytics Associate - AI-Driven Lending

Iwoca Ltd; Greater London; On-site; GBP 32,000 - 45,000; Full time

Benefits offered by this job

Flexible working hours

Medical insurance

25 days holiday plus additional days

Employee equity incentive scheme

Job summary

Iwoca Ltd is looking for an experienced Credit Analyst to join their credit team in London. You will assess credit applications using data and technology, supporting complex decisions and collaborating with analytics teams to optimize lending strategies.

The ideal candidate is fluent in German, has a strong acumen in finance, and excels in communication. The salary ranges from £32,000 to £45,000, with opportunities for learning, flexible work hours, and numerous employee benefits.

Qualifications

• Demonstrates curiosity to use and learn more about AI tools.
• Ability to interpret and analyse financial statements.
• Motivated and enthusiastic attitude in a fast-paced environment.

Responsibilities

• Assess credit applications with data and tech platform.
• Support analysts on complex decisions.
• Work with analytics teams to optimize lending approach.

Skills

Fluent in German, C1 level

Strong business acumen

Excellent communication skills

Analytical mindset

Education

Knowledge of foundational finance and accounting principles

Tools

AI tools

Financial statement analysis

Job description

Iwoca Ltd is looking for an experienced Credit Analyst to join their credit team in London. You will assess credit applications using data and technology, supporting complex decisions and collaborating with analytics teams to optimize lending strategies.

The ideal candidate is fluent in German, has a strong acumen in finance, and excels in communication. The salary ranges from £32,000 to £45,000, with opportunities for learning, flexible work hours, and numerous employee benefits.