Commercial Trading Underwriter

TN United Kingdom; York; On-site; GBP 40,000 - 60,000; Full time

Job summary

An established industry player is seeking an experienced Commercial Trading Underwriter to join their UK-wide team. This role involves managing relationships with brokers and customers, providing technical support, and identifying profitable opportunities within delegated authority schemes. The ideal candidate will have a background in underwriting, strong analytical skills, and a passion for nurturing professional relationships. This position offers a competitive salary, bonus opportunities, and a range of benefits aimed at supporting employees' well-being and career development.

Benefits

Generous pension scheme

29 days holiday plus bank holidays

Up to 40% discount on products

Free Aviva shares annually

Comprehensive wellbeing support

Flexible benefits

Paid volunteering days

Qualifications

• Proven experience in Commercial Motor and Property underwriting.
• Strong relationship management and risk analysis skills.

Responsibilities

• Provide technical referral support for Brokers and lower license holders.
• Identify profitable development opportunities within Delegated Authority Schemes.

Skills

Commercial Motor Underwriting

Commercial Property Underwriting

Relationship Management

Risk Analysis

Communication Skills

Mentoring

Job description

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Commercial Trading Underwriter - Salary between £40,000 and £60,000

We currently have an opportunity for an experienced Commercial Trading Underwriter to join our UK-wide Delegated Authority/Schemes team.

As an Underwriter in this team, you will be responsible for servicing brokers with delegated authority for specific commercial insurance schemes. This role involves managing business relationships and being the main point of contact for referrals outside the broker’s delegated authority.

You will work closely with brokers and customers to understand their needs, using data and insights to improve performance and profitability. You will also collaborate with brokers to enhance efficiencies and promote growth.

This role is suitable for an experienced Underwriter from a broker or insurer background who is passionate about developing their career and enjoys nurturing relationships for mutual benefit.

About the job:

1. Provide technical referral support for Brokers and lower license holders, reflecting our Underwriting Strategy and customer/broker value.
2. Be knowledgeable of overall Delegated Authority Schemes performance and contribute to Aviva’s strategy.
3. Understand regulatory requirements related to Delegation of Underwriting authority.
4. Implement material changes to Delegated Authority Schemes, including documentation, UW Guide, pricing, and wordings.
5. Identify profitable development opportunities within individual Delegated Authority Schemes.

Skills and experience we’re looking for:

• Proven experience in Commercial Motor and/or Commercial Property & Liability underwriting.
• Strong relationship management skills.
• Ability to handle complex risks and technical referrals, supporting and mentoring junior team members.
• Excellent risk analysis, communication, and presentation skills for brokers and customers.
• Confidence to lead and challenge Broker partners to achieve mutually beneficial outcomes.

What you’ll get for this role:

Our purpose — "with you today, for a better tomorrow" — reflects our commitment to our colleagues. We invest in you and offer numerous benefits.

• Starting salary between £40,000 and £60,000 (dependent on location, skills, experience, and qualifications).
• Bonus opportunity — 10% of annual salary, based on performance.
• Generous pension scheme — Aviva contributes up to 14% depending on your contributions.
• 29 days holiday plus bank holidays, with options to buy or sell up to 5 days.
• Up to 40% discount on Aviva products and other retailer discounts.
• Up to £1,200 of free Aviva shares annually through our Matching Share Plan and Share in the Success schemes.
• Supportive policies including parental and carers’ leave.
• Flexible benefits, including sustainability options like cycle to work.
• Opportunity to make a difference through Aviva Communities and three paid volunteering days annually.
• Comprehensive wellbeing support and tools.

Learn more by using our salary calculator to see your total Aviva Reward.

Aviva is for everyone:

We’re inclusive and welcome applications from all backgrounds and experiences. Even if you don’t tick every box, we encourage you to apply. We support flexible working arrangements, including part-time and job-sharing options, and adapt locations, hours, and working patterns to suit our colleagues and customers.