Chief Compliance & AML Oversight Lead

Mphasis; Maidstone; On-site; GBP 120,000 - 180,000; Full time

Job summary

Mphasis UK Ltd is seeking a Head of Compliance, Compliance Oversight & Money Laundering Reporting Officer to provide independent oversight of regulatory compliance and to establish, maintain and oversee AML/CTF arrangements.

The role involves acting as SMF16 (Compliance Oversight) and SMF17 (MLRO), ensuring FCA rules, Consumer Duty, and regulatory requirements are embedded across the business, including outsourced activities and overseas representation.

Qualifications

• Significant experience in a FCA-regulated financial services environment.
• Strong working knowledge of the FCA Handbook, including CONC, SYSC, DISP, Consumer Duty and SM&CR.
• Experience of developing, implementing or monitoring compliance frameworks, policies and controls.
• Experience of undertaking compliance monitoring, regulatory advice and risk assessments.
• Good understanding of AML, sanctions, customer due diligence and financial crime requirements.
• Experience of preparing management information and presenting compliance matters to senior management.
• Excellent communication, analytical and stakeholder management skills.

Responsibilities

• Lead the firm's Compliance and Financial Crime function, providing independent oversight of regulatory compliance.
• Act as SMF16 and SMF17, subject to FCA approval, with responsibility for compliance and AML frameworks.
• Develop and maintain an effective compliance framework aligned with regulatory requirements.
• Design and deliver a risk-based Compliance Monitoring Programme.
• Oversee AML/CTF, sanctions and financial crime arrangements including customer due diligence and SARs.
• Exercise Nominated Officer duties and oversight of Appointed Representative and outsourced activities.
• Monitor FCA rule changes and advise senior management and Board on regulatory developments.
• Prepare regular compliance and financial crime reports to the Board and authorities.
• Promote a culture of compliance, ethics and regulatory awareness across the organisation.

Skills

Regulatory knowledge

AML/CTF knowledge

Governance leadership

Stakeholder management

Communication skills

Education

Degree or equivalent

Compliance qualification

AML/Financial Crime qualification desirable

Job description

Mphasis UK Ltd is seeking a Head of Compliance, Compliance Oversight & Money Laundering Reporting Officer to provide independent oversight of regulatory compliance and to establish, maintain and oversee AML/CTF arrangements.

The role involves acting as SMF16 (Compliance Oversight) and SMF17 (MLRO), ensuring FCA rules, Consumer Duty, and regulatory requirements are embedded across the business, including outsourced activities and overseas representation.