Business Loan Relationship Manager

JR United Kingdom; Bournemouth; Remote; GBP 40,000 - 60,000; Full time

Job summary

A leading company is looking for a Business Loan Relationship Manager to join their dynamic team. This home-based role entails managing a portfolio of business loans for SMEs across Scotland, focusing on origination, appraisal, and execution of loans from £100k to £2m. Candidates should possess significant experience in SME lending, a strong professional network in Scotland, and excellent communication skills. The role offers competitive salaries, extensive benefits, and the opportunity for part-time arrangements.

Benefits

25 days annual leave plus bank holidays

1 day for Corporate Social Responsibility purposes

8% employer contribution to pension

50% company funded private medical insurance

Qualifications

• Significant experience in lending to SMEs in the UK.
• Strong ability to assess loan propositions based on future business plans.
• Established network of professional introducers in Scotland.

Responsibilities

• Originate a pipeline of suitable lending opportunities.
• Evaluate and perform due diligence on proposals.
• Manage client portfolio and monitor performance.

Skills

Lending to SMEs

Business plans assessment

Collaboration

Multi-tasking

Presentation skills

IT proficiency

Tools

Microsoft Office 365

CRM systems

Job description

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Business Loan Relationship Manager, bournemouth

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Client:

The FSE Group

Location:

bournemouth, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

5

Posted:

04.06.2025

Expiry Date:

19.07.2025

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Job Description:

BusinessLending Relationship Manager - Scotland

We have an exciting opportunity for an experienced business lending manager (from a Business or Commercial Banking or SME lending background) to join a successful team currently delivering alarge debt element of The Investment Fund for Scotlanddedicated to the Scotland & Islands Region.

You will be responsible for origination, appraisal, and execution of loans to growing and innovative SME’s, from £100k to £2m. The debt fund was launched in October 2023 to provide funding to scale up and growing businesses which struggle to secure projection led growth debt finance.

The fund covers the whole of Scotland and the islands region. We require the successful applicant to be based in Scotland with an existing strong network of professional introducers. The position is home based with flexibility of location across Scotland.

You will be expected to:

• Originate a consistent pipeline of suitable lending opportunities,developing relationships with introducers, and marketing the product (business loans from £100k - £2million) to appropriate audiences
• Carry out evaluation and due diligence on suitable proposals in line with the Fund’s Lending Policy and Operational Guidelines.
• Create and present a credit proposal report to an independent credit committee for approval.
• Manage completion matters post approval including completion of facility documentation and instructing security.
• Pro-actively manage client portfolio, monitoring performance and identifying early potential default situations.
• Contribute to periodic fund reporting requirements.

Skills & Experience:

You should be able to clearly demonstrate

• significant prior experience in lending to SMEs in the UK where the primary repayment source is future cash flow based on planned expansion.
• A strong ability to assess and structure loan propositions based on future business plans and financial forecasts
• A collaborative approach working with a remote team
• Ability to multi-task and prioritise deadlines to meet customer expectations.
• An established network of professional introducers in Scotland
• Good presentation skills & ability to communicate and interact at all levels of management.
• A high level of IT proficiency, particularly on Microsoft Office 365 products
• A diligent working style and experience using CRM systems to manage & track proposal activities.

What we offer:

• A competitive base salary commensurate with your experience.
• 25 days annual leave plus usual Bank holidays in England & Wales. You will also get your birthday off and 1 day for a volunteering purpose (CSR day)
• Ability for you to use 1 day for Corporate Social Responsibility purposes annually.
• 8% employer contribution to pension scheme,
• 50% company funded private medical insurance scheme.

The role is primarily home based however you should have own transport to travel to customers/introducers and there may be some face to face team meet ups. Access to a good quality/speed home internet is a must.

About The FSE Group:

Our primary goal is to provide tailored funding solutions and support for ambitious and innovative small and medium enterprises (SMEs), to help them achieve their maximum potential. With over £325m of debt and equity funds under management, the Group is continuing to grow and prides itself on taking a holistic approach to the funding needs of our clients. For more information see www.thefsegroup.com

With one of our core values being inclusivity, we are committed to a diverse and inclusive team. We are an equal opportunity employer and treat all applications fairly and welcome job applicants from all communities and affinity groups.

Job Types: Full-time, (but open to requests for part time of 4 days per week minimum).

Applicants must have unrestricted access to work in the UK.