Business Loan Relationship Manager

JR United Kingdom; Colchester; Remote; GBP 40,000 - 60,000; Full time

Job summary

A leading company is seeking a Business Loan Relationship Manager to drive loan origination for SMEs in Scotland. This role involves assessing loan propositions, managing relationships, and ensuring thorough due diligence. With a competitive salary and the flexibility of home-based work, the role requires strong networking and presentation skills, catering to ambitious individuals proficient in financial assessments.

Benefits

25 days annual leave plus bank holidays

8% employer contribution to pension scheme

50% company-funded private medical insurance

CSR day for volunteering

Birthday off

Qualifications

• Significant prior experience in lending to SMEs in the UK.
• Established network of professional introducers in Scotland.
• High level of IT proficiency, especially with Microsoft Office 365.

Responsibilities

• Originate and manage a pipeline of lending opportunities.
• Conduct thorough evaluations and due diligence on loan proposals.
• Create credit proposal reports for approval.

Skills

Assessment and structuring of loan propositions

Relationship building

Presentation skills

IT proficiency

CRM system usage

Multi-tasking

Collaboration

Job description

Social network you want to login/join with:

Business Loan Relationship Manager, Colchester

Client: The FSE Group

Location: Colchester, United Kingdom

Job Category: Other

EU work permit required: Yes

Job Views:

4

Posted:

04.06.2025

Expiry Date:

19.07.2025

Job Description:

Business Lending Relationship Manager - Scotland

We have an exciting opportunity for an experienced business lending manager (from a Business or Commercial Banking or SME lending background) to join a successful team currently delivering a large debt element of The Investment Fund for Scotland dedicated to the Scotland & Islands Region.

You will be responsible for origination, appraisal, and execution of loans to growing and innovative SMEs, from £100k to £2m. The debt fund was launched in October 2023 to provide funding to scale up and growing businesses which struggle to secure projection-led growth debt finance.

The fund covers the whole of Scotland and the islands region. We require the successful applicant to be based in Scotland with an existing strong network of professional introducers. The position is home-based with flexibility of location across Scotland.

You will be expected to:

• Originate a consistent pipeline of suitable lending opportunities, developing relationships with introducers, and marketing the product (business loans from £100k - £2 million) to appropriate audiences.
• Carry out evaluation and due diligence on suitable proposals in line with the Fund’s Lending Policy and Operational Guidelines.
• Create and present a credit proposal report to an independent credit committee for approval.
• Manage completion matters post-approval including completion of facility documentation and instructing security.
• Proactively manage client portfolio, monitoring performance and identifying early potential default situations.
• Contribute to periodic fund reporting requirements.

Skills & Experience:

You should be able to clearly demonstrate:

• Significant prior experience in lending to SMEs in the UK where the primary repayment source is future cash flow based on planned expansion.
• A strong ability to assess and structure loan propositions based on future business plans and financial forecasts.
• A collaborative approach working with a remote team.
• Ability to multi-task and prioritise deadlines to meet customer expectations.
• An established network of professional introducers in Scotland.
• Good presentation skills & ability to communicate and interact at all levels of management.
• A high level of IT proficiency, particularly on Microsoft Office 365 products.
• A diligent working style and experience using CRM systems to manage & track proposal activities.

What we offer:

• A competitive base salary commensurate with your experience.
• 25 days annual leave plus usual Bank holidays in England & Wales. You will also get your birthday off and 1 day for volunteering (CSR day).
• Ability to use 1 day for Corporate Social Responsibility purposes annually.
• 8% employer contribution to pension scheme.
• 50% company-funded private medical insurance scheme.

The role is primarily home-based; however, you should have own transport to travel to customers/introducers, and there may be some face-to-face team meet-ups. Access to good quality/speed home internet is essential.

About The FSE Group:

Our primary goal is to provide tailored funding solutions and support for ambitious and innovative SMEs to help them achieve their potential. With over £325m of debt and equity funds under management, the Group continues to grow and prides itself on a holistic approach to clients’ funding needs. For more information, see www.thefsegroup.com.

We value inclusivity and are committed to a diverse and inclusive team. We are an equal opportunity employer and welcome applications from all communities and groups.

Job Types: Full-time (open to requests for part-time, minimum 4 days per week).

Applicants must have unrestricted access to work in the UK.