Business Loan Relationship Manager

JR United Kingdom; Stoke-on-Trent; Remote; GBP 45,000 - 70,000; Full time

Job summary

A leading company is seeking a Business Loan Relationship Manager to support SMEs with tailored funding solutions. The successful applicant will manage a pipeline of loans from £100k to £2m, engage with clients and introducers, and conduct thorough evaluations. This home-based role requires significant experience in SME lending and an established network, along with excellent communication skills.

Benefits

25 days annual leave plus Bank holidays

8% employer pension contribution

50% company-funded private medical insurance

Qualifications

• Significant prior experience in lending to SMEs in the UK.
• Established network of professional introducers in Scotland.
• Good presentation skills and ability to communicate effectively.

Responsibilities

• Originate a consistent pipeline of suitable lending opportunities.
• Evaluate and conduct due diligence on proposals.
• Manage completion matters post-approval.

Skills

Lending to SMEs

Assessing loan propositions

Collaborative approach

Multitasking

Presentation skills

IT proficiency

Tools

Microsoft Office 365

CRM systems

Job description

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Business Loan Relationship Manager, Stoke-on-Trent

Client: The FSE Group

Location: Stoke-on-Trent, United Kingdom

Job Category: Other

EU work permit required: Yes

Job Views: 4

Posted: 04.06.2025

Expiry Date: 19.07.2025

Job Description:

Business Lending Relationship Manager - Scotland

We have an exciting opportunity for an experienced business lending manager (from a Business or Commercial Banking or SME lending background) to join a successful team currently delivering a large debt element of The Investment Fund for Scotland dedicated to the Scotland & Islands Region.

You will be responsible for origination, appraisal, and execution of loans to growing and innovative SMEs, from £100k to £2m. The debt fund was launched in October 2023 to provide funding to scale up and growing businesses which struggle to secure projection-led growth debt finance.

The fund covers the whole of Scotland and the islands region. We require the successful applicant to be based in Scotland with an existing strong network of professional introducers. The position is home-based with flexibility of location across Scotland.

Responsibilities include:

• Originate a consistent pipeline of suitable lending opportunities, developing relationships with introducers, and marketing the product (business loans from £100k - £2 million) to appropriate audiences.
• Evaluate and conduct due diligence on proposals in line with the Fund’s Lending Policy and Operational Guidelines.
• Create and present credit proposal reports to an independent credit committee for approval.
• Manage completion matters post-approval, including documentation and security instructions.
• Proactively manage client portfolios, monitor performance, and identify early potential default situations.
• Contribute to periodic fund reporting requirements.

Skills & Experience:

• Significant prior experience in lending to SMEs in the UK, with primary repayment sourced from future cash flow based on planned expansion.
• Ability to assess and structure loan propositions based on future business plans and financial forecasts.
• Collaborative approach working with a remote team.
• Ability to multitask and prioritize deadlines to meet customer expectations.
• Established network of professional introducers in Scotland.
• Good presentation skills and ability to communicate effectively at all management levels.
• High IT proficiency, especially on Microsoft Office 365 products.
• Experience using CRM systems to manage and track proposal activities.

What we offer:

• A competitive salary based on experience.
• 25 days annual leave plus Bank holidays, plus your birthday off and 1 CSR day.
• 8% employer pension contribution.
• 50% company-funded private medical insurance.

The role is primarily home-based, but travel to clients and introducers is expected. Access to good home internet is essential.

About The FSE Group:

Our goal is to support ambitious SMEs with tailored funding solutions. We manage over £325m of debt and equity funds and are committed to diversity and inclusion. For more, visit www.thefsegroup.com.

Job Types: Full-time, with options for part-time (minimum 4 days/week).

Applicants must have unrestricted UK work access.