Broker - PI

Howden; Greater London; Hybrid; GBP 45,000 - 65,000; Full time

Job summary

Howden is seeking a Broker in our Professional Services division in London. You will provide input to team meetings, share observations from the market, and resolve client issues with professional acumen.

The role emphasizes planning, accuracy in submissions, and collaboration with underwriters to balance quality, price and coverage while maintaining strong client relationships.

Qualifications

• Proven experience in a similar or related role in insurance.
• Excellent knowledge of the insurance market and product knowledge.
• Understanding of regulatory and legal frameworks to ensure compliance.

Responsibilities

• Plan work activities to achieve team objectives and targets.
• Review submissions to ensure information is comprehensive and accurate, and devise placing strategies.
• Work with underwriters to place insurance balancing quality, coverage and price; review wordings.

Skills

Insurance market knowledge

Regulatory knowledge

Communication skills

Time management

Independence & initiative

Calm under pressure

Client relationship building

Education

GCSE Maths & English

A Levels (desirable)

LLMIT (relevant)

ACII (desirable)

Tools

None

Job description

Howden is a collective - a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mind-set, and our strength lies in our ability to collaborate as a powerful international team comprised of over 20,000 employees spanning over 100 countries.

Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach. There's no such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference. That's Howden.

Why work at Howden?

We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning, we've focused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients. Always have, always will.

People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down disappointed head-hunters for years. Whatever your priorities - work/life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden.

The Role

As a Broker in our Professional Services division, you will be responsible for providing exceptional input to team meetings, sharing valuable observations from the market, and effectively resolving client issues.

What you'll do

• Your role will involve planning work activities to achieve team objectives and meet agreed targets, ensuring flawless project management and contributing to other projects as required.
• You will review submissions to ensure comprehensive and accurate information is presented to the market, while devising placing strategies and identifying effective product layering to meet client demands and needs.
• Working with underwriters to place insurance that balances quality, coverage, and price will be a key aspect of your responsibilities. Additionally, you will review wordings and gather market intelligence to ensure our product offering remains up to date and relevant.
• Developing strong relationships with markets and providing broking guidance and support for junior team members will be vital to your success. You will also respond to market and third-party queries as appropriate, while maintaining up-to-date records on the company's systems and adhering strictly to company procedures and compliance requirements for documentation and communication.

Who we're looking for

• Proven experience in a similar or related role.
• Excellent knowledge of the insurance market and specific product knowledge, enabling you to make informed decisions and recommendations.
• A good understanding of regulatory and legal frameworks to ensure compliance and mitigate risks.
• A professional approach with excellent communication and interpersonal skills, allowing you to build strong relationships with clients and colleagues alike.
• The ability to work independently, use initiative, and meet tight deadlines, showcasing your self-motivation and time management skills.
• Calm and resilient under pressure, with the ability to positively react to change and adapt quickly to new circumstances.
• Strong mediation and influencing skills, allowing you to effectively advocate for client needs and secure favourable outcomes.
• A strong understanding of business operations, enabling you to align your work with broader organisational objectives.
• GCSE Maths and English (or equivalent) to ensure a solid foundation in core skills and A levels (desirable) to demonstrate your academic achievements and dedication to continuous learning.
• Attainment of the LLMIT (the Lloyd's and London Market Introductory Test), where relevant to the role, indicating your comprehensive understanding of the London insurance market.
• Working towards or having attained ACII (desirable but not crucial), showcasing your commitment to professional development and industry knowledge.

What do we offer in return?

A career that you define.

Our business succeeds by allowing our people to make a mark in the areas they care about most: personal development, volunteering, and fundraising for charity, or creating new insurance products that address society's greatest challenges.

And we know that separate home and work lives don't really exist. If you're happy and healthy at home, you're more likely to be happy and fulfilled at work - and vice versa. That's why we do our best to support our people in every aspect of their lives.

Diversity and Inclusion

At Howden we value diversity - there is no one Howden 'personality type'. Instead, we're looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new.
• We support each other, in the small everyday moments and the bigger challenges.
• We are determined to make a positive difference, at work and beyond.

We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect - regardless of age, disability, race, religion or belief, gender, sexual orientation, marital status, or family circumstances.

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

Our sustainability promise

We're on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here.