Automotive Finance Underwriter - Analyst (Hybrid UK)

Select Engineering Limited; Manchester; Hybrid; GBP 32,000 - 45,000; Full time

Job summary

Ford Credit Europe (FCE Bank plc) in Manchester is expanding its underwriting team and seeking skilled professionals for an Agency Dealer Services role. The position involves assessing credit risk for commercial clients, making lending decisions, and resolving dealer queries within policy and regulatory guidelines.

Based in Manchester, the role is hybrid, requiring attendance at the Manchester Business Centre for several days weekly with flexibility.

Qualifications

• Knowledge of credit underwriting principles and financial statement analysis.
• Ability to assess risk and make lending decisions within policy.
• Experience in handling dealer queries regarding credit processes and policies.
• Strong communication with internal and external stakeholders to explain underwriting decisions.

Responsibilities

• Conduct thorough financial analysis of commercial clients to assess risk.
• Make underwriting decisions aligned with credit policy and regulatory guidelines.
• Respond to and resolve dealer queries via phone, email and other channels.
• Collaborate with sales, operations, and collections to gather required information.

Skills

Credit assessment

Decision making

Dealer query resolution

Communication & collaboration

Compliance

Process improvement

Job description

Ford Credit Europe (FCE Bank plc) in Manchester is expanding its underwriting team and seeking skilled professionals for an Agency Dealer Services role. The position involves assessing credit risk for commercial clients, making lending decisions, and resolving dealer queries within policy and regulatory guidelines.

Based in Manchester, the role is hybrid, requiring attendance at the Manchester Business Centre for several days weekly with flexibility.