Automotive Finance Underwriter & Analyst

Jonathan Lee Group; Manchester; On-site; GBP 20,000 - 28,000; Full time

Job summary

Jonathan Lee Group is seeking a Dealer Services Agent in Manchester to support vehicle finance decisions for personal and commercial customers. You will review credit applications, analyse financial statements, and communicate underwriting outcomes.

The role involves collaboration with sales, operations and collections and requires a strong eye for risk and accuracy. The position offers an hourly umbrella rate of up to £17.46 and follows an inside IR35 arrangement.

Qualifications

• Experience of credit underwriting or financial analysis, ideally within automotive finance.
• Strong understanding of financial statements including P&L, balance sheet, and cash flow.
• Excellent verbal and written communication skills.

Responsibilities

• Make well-informed credit decisions by assessing creditworthiness in line with company policy, risk appetite and regulatory requirements.
• Carry out credit analysis for commercial clients, reviewing financial statements, credit reports, business plans and relevant information.
• Resolve dealer queries relating to credit applications, processes and policies via phone, email, and other channels.
• Collaborate with internal stakeholders such as sales, operations, and collections, and communicate underwriting decisions clearly.
• Deliver compliant underwriting activity by following all relevant legal, regulatory, and internal policy standards.

Skills

Credit underwriting

Financial analysis

P&L analysis

Balance sheet analysis

Cash flow analysis

Job description

Jonathan Lee Group is seeking a Dealer Services Agent in Manchester to support vehicle finance decisions for personal and commercial customers. You will review credit applications, analyse financial statements, and communicate underwriting outcomes.

The role involves collaboration with sales, operations and collections and requires a strong eye for risk and accuracy. The position offers an hourly umbrella rate of up to £17.46 and follows an inside IR35 arrangement.