Associate Relationship Manager - Mid Markets

Lloyds Banking Group; Bristol; On-site; GBP 40,000 - 56,000; Full time

Benefits offered by this job

Generous pension contribution up to 15

Annual performance-related bonus

Share schemes including free shares

Discounted shopping benefits

28 days' holiday plus bank holidays

Job summary

Lloyds Banking Group in Bristol seeks an Associate Relationship Manager to support a growth mid-market portfolio (turnover £50m–£500m). Working with a Relationship Director, you will help deliver tailored banking solutions and drive new business opportunities across the Bristol/South East England region.

You will assist with credit reviews, onboarding, and the lending journey, including preparing proposals and tender submissions, while building long-term multi-product relationships with clients

Qualifications

• Minimum 2+ years' experience in a customer-facing role within Corporate or Commercial banking.
• Experience supporting lending and credit activity, including analysing financial information and contributing to credit proposals or reviews.
• Strong organisational and time management skills.
• Confidence in building and maintaining relationships.
• Clear written and verbal communication skills.
• A proactive mindset and willingness to learn.
• Awareness of risk and how to manage it effectively.

Responsibilities

• Client Engagement: Attend client meetings (virtually or in person), prepare agendas and briefing notes, follow up actions and communicate updates on sector insights, products, clients' facilities, meetings and events.
• Portfolio Management & Growth: Support the lending journey, help identify high-value clients and spot opportunities to deliver product solutions.
• Risk & Compliance: Use your understanding of financial accounts to support credit proposals, monitor and manage risk and contribute to financial analysis.
• Credit & Onboarding: Assist with credit reviews, facility changes and onboarding, including preparing proposals and tender submissions.
• Organisation & Efficiency: Manage your diary and inbox, prioritise tasks and contribute to process improvements that benefit clients and colleagues.
• Collaboration & Insight: Work with internal teams and product partners to deliver tailored solutions and stay informed on sector developments.

Skills

Client engagement

Credit analysis

Relationship building

Organisational skills

Communication

Tools

CRW

PEGA

Co-Pilot

Job description

We're seeking an Associate Relationship Manager to provide support for a growth portfolio within our Mid-Market segment (T/O £50m - £500m). Working alongside a Relationship Director across the Bristol/South East England area, you'll help deliver excellent service and tailored solutions to meet our clients' goals. The successful candidate will support providing Term Loans, RCFs, and other banking solutions to a range of businesses. You will be supporting an RD who is experienced in bringing on new-to-bank relationships, working with key-business-introducers and advisors to make this happen. This is a growth role for our Mid-Market team, and that focus on new business origination is key for the person we are looking for. Mid Markets is a Relationship Management business within Business and Commercial Banking. We're responsible for the overall management of client relationships whose turnover is between £50m - £500m. It's an exciting and wide-ranging segment spanning a variety of sectors and central to our purpose of Helping Britain Prosper. You'll play a key role in building long-term, multi-product relationships- leading on the new business strategy, ensuring funds are with clients quickly, handling risk, and deepening client engagement. This is a dynamic role where no two days are the same, ideal for someone who thrives in a fast-paced environment and is passionate about putting customers first. What you'll be doing

• Client Engagement: Attend client meetings (virtually or in person), prepare agendas and briefing notes, follow up actions and communicate updates on sector insights, products, clients' facilities, meetings and events.
• Portfolio Management & Growth: Support the lending journey, help identify high-value clients and spot opportunities to deliver product solutions.
• Risk & Compliance: Use your understanding of financial accounts to support credit proposals, monitor and manage risk and contribute to financial analysis.
• Credit & Onboarding: Assist with credit reviews, facility changes and onboarding, including preparing proposals and tender submissions.
• Organisation & Efficiency: Manage your diary and inbox, prioritise tasks and contribute to process improvements that benefit clients and colleagues.
• Collaboration & Insight: Work with internal teams and product partners to deliver tailored solutions and stay informed on sector developments., Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we're committed to creating an environment in which everyone can thrive, learn and develop. We're looking for someone who's proactive, organised, and passionate about delivering great client outcomes. Ideally, you'll bring:
• Minimum 2+ years' experience in a customer-facing role within Corporate or Commercial banking
• Experience supporting lending and credit activity, including analysing financial information and contributing to credit proposals or reviews
• Strong organisational and time management skills
• Confidence in building and maintaining relationships
• Clear written and verbal communication skills
• A proactive mindset and willingness to learn
• Awareness of risk and how to manage it effectively

Desirable, but not essential:

• Proficient in using systems such as CRW, PEGA and Co-Pilot

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need. We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 28 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies