Associate Director

Barclays Business Banking; Birmingham; On-site; GBP 70,000 - 100,000; Full time

Job summary

A leading company in the financial sector is seeking an Associate Director for their Large Corporate Lending team in Birmingham. The role involves managing debt relationships, providing high-quality credit analysis, and collaborating with various stakeholders to drive lending activities. Ideal candidates will have proven experience in credit analysis and strong communication skills, alongside a higher education degree or relevant professional qualification.

Qualifications

• Proven credit analysis experience & structuring skills.
• Proactive ability to analyse and interpret financial statements.
• Understanding of the end-to-end lending journey in corporate banking.

Responsibilities

• Support in the origination, structuring, and execution of debt finance deals.
• Produce financial analysis and suitable sensitivity analysis.
• Manage debt relationships with high-value corporate clients.

Skills

Credit analysis

Financial analysis

Communication skills

Teamwork

Market research

Education

Higher education degree or suitable professional qualification (e.g., ACCA, AMCT, CFA)

Job description

Join us as an Associate Director within our Large Corporate Lending team based in Birmingham.

LCL provides thought leadership for appropriate lending solutions for corporate clients. The team leads the structuring and origination discussions with clients and credit, helping drive existing and new lending activity.

What You Will Be Doing

1. Support Structuring Directors/Vice Presidents, Large and Mid-Corporate Relationship Directors, and product partners in the origination, structuring, and execution of UK mid-large market debt finance deals in a dynamic and competitive marketplace.
2. Consider past and predicted business performance, sector, market and peer group dynamics, macroeconomic and credit risk factors to provide high-quality credit analysis and papers for financing requests typically >£10m.
3. Produce financial analysis, financial modelling, and suitable sensitivity analysis to support business opportunities.
4. Create pitch materials for clients to support the debt origination effort.

Essential Skills/Basic Qualifications

• Proven credit analysis experience & structuring skills.
• Proactive ability to analyse and interpret financial statements and research internal and external market data sources.
• Ability to work in a dynamic environment often to tight timelines.
• A strong team player, but able to work under own initiative.
• Excellent written and oral communication skills, including presentation skills, with experience of presenting to both internal and external stakeholders.
• Understanding of the end-to-end lending journey in corporate banking.
• Awareness of different sources of corporate funding and macro-economic factors affecting debt markets.

Desirable Skills/Preferred Qualifications

• Higher education degree or suitable professional qualification (e.g., ACCA, AMCT, CFA).
• Lending experience within a financial institution.

This role is based in Birmingham.

Purpose of the role

To manage debt relationships with high-value corporate clients and potential clients. Provide support to the bank's senior management team in setting strategic direction and managing debt structuring risk across the organization.

Accountabilities

• Collaborate with account managers to structure, recommend, and fully implement relevant debt products and services to existing and potential clients.
• Manage debt structuring, including oversight of colleagues and their performance, implementation of departmental goals and objectives, and oversight of department efficiency and effectiveness.
• Manage relationships with debt structuring stakeholders, including identifying relevant stakeholders and maintaining the quality of external third-party services.
• Manage key stakeholder relationships within target companies to understand their needs and recommend appropriate solutions.
• Manage debt structuring risk, including identification of potential risks, development of mitigation strategies, and ensuring alignment with the bank’s debt structuring and compliance functions.
• Monitor the financial performance of transactions and the wider debt structuring department, including revenue, profitability, and cost control.
• Conduct market research to understand trends, the competitive landscape, and regulatory changes to identify market opportunities.

Assistant Vice President Expectations

• Advise and influence decision-making, contribute to policy development, and support operational effectiveness, collaborating with other functions.
• Lead a team performing complex tasks, set objectives, coach employees, and evaluate performance.
• If in a leadership role, demonstrate leadership behaviors: Listen and be authentic, Energize and inspire, Align across the enterprise, Develop others.
• For individual contributors, lead collaborative assignments, guide team members, and identify new directions and methodologies.
• Consult on complex issues, support risk mitigation, and develop policies supporting control and governance.
• Manage risk and strengthen controls related to work performed.
• Collaborate across areas, analyze data from multiple sources to solve problems creatively and effectively.
• Communicate complex or sensitive information effectively.
• Influence stakeholders to achieve outcomes.

All colleagues are expected to demonstrate Barclays Values: Respect, Integrity, Service, Excellence, and Stewardship, as well as the Barclays Mindset: Empower, Challenge, and Drive.