Underwriter

AmTrust International; Bradford; On-site; GBP 40,000 - 60,000; Full time

Job summary

AmTrust International in Bradford is seeking an underwriter to join their team. This position requires collaboration with the Chief Underwriting Officer and involves evaluating and rating submissions to ensure compliance and accuracy.

The role is suitable for experienced professionals or motivated graduates looking to advance in the insurance sector, with training and progression opportunities available.

Qualifications

• 5+ years of experience in underwriting, insurance or reinsurance preferred.
• Strong financial and analytical skills for risk assessment.
• Excellent communication and relationship-building abilities.

Responsibilities

• Underwrite within prescribed authority levels for new business and renewals.
• Collaborate with the Actuarial / Pricing teams on product ratings.
• Produce monthly performance reviews and quarterly reports on expected loss ratios.

Skills

Background in underwriting, insurance or reinsurance

Financial and analytical skills

Communication skills

Proficiency in MS Office, particularly Excel

Numeracy and analytical ability

Education

Cert CII qualification within 18 months

University degree (preferred for graduates)

Job description

Car Care Plan, an AmTrust business, is proud to be a leading provider of award‑winning vehicle warranty. Our automotive protection expertise ensures our products are dependable, allowing for high customer satisfaction rates and successful motoring.

We are now looking for an underwriter to join our Bradford‑based team. Working closely with the Chief Underwriting Officer and senior stakeholders, this role will focus on analysing, evaluating and rating new, renewal and mid‑term submissions, ensuring all processing and policy documentation is accurate, compliant and aligned to company standards.

This is an exciting opportunity for either an experienced underwriting professional or a numerate, motivated graduate looking to build a long‑term career in insurance.

Key Responsibilities

• Underwrite within prescribed authority levels across new business, renewals and mid‑term adjustments, and support underwriting performance and profitability across allocated programmes.
• Work closely with the Actuarial / Pricing teams to review pricing calculations and ensure appropriate rating of products.
• Liaise with administrators and customers to assess and refine pricing requests from an underwriting perspective while maintaining a strong focus on customer value, fair pricing and regulatory compliance.
• Produce monthly performance reviews, identifying key trends, movements and required actions.
• Support quarterly reporting on expected loss ratios and portfolio performance.

Candidate Types

Experienced Underwriters

Bring a strong background in underwriting, insurance or reinsurance (ideally 5+ years), combined with solid financial and analytical skills to assess risk and portfolio performance. Experience collaborating with pricing teams and interpreting actuarial outputs, and the confidence to make sound decisions within underwriting authority levels. A high level of organisation, attention to detail, excellent communication skills and the ability to build effective relationships. Proficiency in MS Office, particularly Excel, is also required.

Graduates or Early Career Applicants

Have strong numeracy and analytical ability, excellent written and verbal communication skills, and a proactive attitude with a genuine willingness to learn. An interest in financial services or insurance is important, and full training will be provided across products, systems and Excel. Successful candidates will be expected to achieve a minimum Cert CII qualification within the first 18 months and continue progressing towards Dip CII and beyond as they build a long‑term career with us.