AML Specialist

Yorkshire Building Society; Bradford; On-site; GBP 30,000 - 50,000; Full time

Job summary

An established industry player is seeking an AML Specialist to join their dynamic Financial Crime Team. In this pivotal role, you will conduct thorough investigations into suspicious activities, ensuring compliance with AML regulations while providing expert analysis to safeguard the Society and its members. The position offers a collaborative environment where your skills in decision-making and relationship building will shine. With a commitment to inclusivity and personal development, you will be supported in your career journey. Join a team that values its members and fosters a healthy work-life balance, making this an exciting opportunity for those passionate about financial crime prevention.

Benefits

25 days holiday plus Bank Holidays

On-target bonus of 7%

Pension contribution up to 11%

Private medical insurance

Dental and healthcare plans

Access to benefits portal with discounts

Qualifications

• Experience in AML and Fraud investigations is crucial.
• Comfortable with customer contact and decision making.

Responsibilities

• Investigate suspicious activity and complete transaction monitoring alerts.
• Conduct Enhanced Due Diligence and customer outreach.

Skills

Analysing suspicious activity

Strong communication skills

Relationship building

Decision making

Education

ICA Advanced AML Certificate

Equivalent qualification

Job description

AML Specialist

Our friendly but busy Financial Crime Team works collaboratively with the business to protect the Society and its members from financial crime. As an AML Specialist in this exciting role, you’ll play an important part in doing just that by providing robust and critical analysis of our strategic priorities and making sure we meet all of our regulatory and statutory obligations.

About the role

As an AML Specialist it’s about following operating procedures, making sure that the decisions we make are aligned with our risk appetite and the current economic situation, and providing specialist technical advice across our business. You’ll be responsible for:

1. Completing escalated transaction monitoring alerts from both an AML and Fraud perspective.
2. Investigating any suspicious activity including external reporting where required.
3. Conducting Enhanced Due Diligence investigations.
4. Undertaking customer outreach where required to support investigations – speaking directly with our members.
5. Supporting implementation plans throughout the AML Team.
6. Working to agreed quality targets and service level agreements while focusing on delivering an exceptional service.

About you

We’re looking for an experienced AML Specialist with a background in analysing suspicious activity and a good knowledge of financial crime and AML regulations. An ICA Advanced AML Certificate or equivalent qualification would be useful, but what’s most important is that you’re committed to building your own skills and knowledge in this fast-moving area.

You’ll be comfortable making decisions, and with strong communication and relationship building skills, you’ll be more than ready to engage and collaborate with colleagues at all levels.

1. Alert investigation, SAR and EDD experience is important for this position.
2. Experience of both Fraud and AML investigations is required.
3. Experience in customer contact is required.

About us

At YBS we don’t have shareholders, we have members. We care about people and that includes you. So here, you’ll be respected for who you are, you’ll be able to bring your whole self to work, and you’ll have everything you need to build a long and rewarding career.

Flexibility. We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. We’re happy to talk flexible working and you can reach out to us anytime to discuss this during the recruitment process.

Development. We want you to feel challenged here. Whatever your ambitions, we’re committed to helping you develop your skills and move ahead in your career journey. From day one, we’ll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.

Inclusivity. We’re passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you’ll go the extra mile to help our members, you’ll fit right in and feel you belong here.

About our Benefits

We offer lots of fantastic rewards that you can make the most of in and out of work, including:

1. Holiday. You’ll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.
2. Bonus. At YBS we work collaboratively and share in our success together, so when we reach our goals we’re all rewarded with an on-target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%).
3. Pension. We know how important it is to save towards the future, that’s why we’ll contribute up to 11% into your YBS pension.
4. Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you’ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
5. My Benefits. When you join YBS you’ll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts.

Ready to apply?

If you’re excited about this role and want to be part of the YBS team, click apply now to send us your application.

Want more information?

If you have any questions about this role, please contact Holly Gallagher at [e-mail].