Acquisition Finance Portfolio Management - Associate

ING; Greater London; On-site; GBP 65,000 - 95,000; Full time

Benefits offered by this job

Private medical

Dental cover

Hybrid work

Annual leave

Career development

Job summary

ING in London is seeking an Acquisition Finance Portfolio Management Associate to help manage a portfolio of leveraged finance transactions and monitor credit risk. You will work with Acquisition Finance Origination, Capital Markets & Advisory, and other lending teams to enhance performance and capital efficiency.

The role emphasizes credit analysis, covenant monitoring, and reporting, with opportunities to contribute to process improvements and junior colleague development in a dynamic

Qualifications

• University degree required; CFA and/or MBA advantageous.
• 3+ years in lending, leveraged finance, credit analysis, or portfolio management.
• Strong financial analysis and cashflow modelling skills.
• Advanced Excel; PowerPoint; Power BI advantageous.

Responsibilities

• Support portfolio managers in day-to-day management of Acquisition Finance clients and transactions.
• Conduct ongoing credit analysis, covenant monitoring, and financial performance reviews.
• Prepare portfolio reports, risk reviews, and management information.
• Collaborate with Relationship Managers to identify business opportunities and cross-sell.

Skills

Credit analysis

Financial modelling

Excel

PowerPoint

Communication

Team collaboration

Attention to detail

Education

University degree

CFA/MBA advantageous

Tools

Power BI

Job description

Acquisition Finance Portfolio Management Associate

About the Role

We have an exciting opportunity to join ING's Acquisition Finance Portfolio Management (AF PM) team in London. As an Associate within our front-office lending team, you will help manage a portfolio of leveraged finance transactions, supporting portfolio performance, credit monitoring, and capital optimisation initiatives.You will work closely with colleagues across Acquisition Finance Origination, Capital Markets & Advisory, Transaction Approval & Control, Legal, and other lending teams, while building strong relationships across the wider business.

Key Responsibilities

Portfolio Management & Credit Monitoring

• Support Portfolio Managers in the day-to-day management of Acquisition Finance clients and transactions.
• Conduct ongoing credit analysis, covenant monitoring, and financial performance reviews.
• Assist with refinancings, amendments, waivers, and other credit modifications.
• Identify and elevate potential credit concerns and early warning indicators.
• Support restructuring and workout situations when required.

Portfolio Reporting & Analytics

• Prepare portfolio reports, risk reviews, and management information.
• Contribute to quarterly Credit Risk Management, Watchlist, and Loan Loss Provision reviews.
• Maintain portfolio databases, trackers, and performance metrics.
• Support lending limit management and capital velocity initiatives, including loan sales and risk transfer programmes.

Client & Stakeholder Engagement

• Work closely with Relationship Managers and sector specialists to support client discussions and identify business opportunities.
• Contribute to cross-sell initiatives and portfolio-driven growth opportunities.
• Collaborate with offshore support teams and internal stakeholders across functions and regions.

Continuous Improvement

• Support process improvement and transformation initiatives.
• Help enhance credit monitoring and operational efficiency.
• Contribute to the development of junior colleagues and new joiners.

What We're Looking For

Experience & Qualifications

• University degree (CFA and/or MBA advantageous).
• 3+ years' experience in lending, leveraged finance, credit analysis, or portfolio management.
• Strong financial analysis and cashflow modelling skills.
• Advanced Excel and PowerPoint skills; Power BI is beneficial.
• Exposure to Acquisition Finance, Project Finance, Infrastructure, Energy, Transport, Technology, or other specialised lending sectors is desirable.
• French and/or Spanish language skills are beneficial but not essential.

Skills & Competencies

• Strong credit and analytical capabilities.
• Excellent communication and presentation skills.
• Collaborative team player with the ability to work across functions and regions.
• Strong organisational skills and ability to manage multiple priorities.
• Knowledge of lending documentation and credit processes.
• Proactive, self-motivated, and committed to continuous improvement.

Why Join ING?

At ING, you'll have the opportunity to work in a dynamic international environment while developing your career within a leading global bank. We offer:

• Private medical, dental and health cover
• Competitive pension and financial wellbeing benefits
• Hybrid working and flexibility to work abroad for up to 30 days
• Generous annual leave and family-friendly policies
• Learning, mentoring and international career development opportunities
• Employee wellbeing programmes, social clubs and volunteering initiatives