2Nd Charge Mortgage Broker

Clear Legal & Financial Recruitment; Greater London; On-site; GBP 40,000 - 80,000; Full time

Benefits offered by this job

Direct leads

High earning potential

Premier lender access

Job summary

Clear Legal & Financial Recruitment is expanding its specialist lending division and is seeking an experienced Broker to handle second charge mortgage and secured loan transactions for homeowners and investors in Greater London.

Join a team with in-house lead generation, work directly with inbound enquiries, structure tailored solutions, manage cases end‑to‑end with packaging and compliance support, and liaise with lenders, valuers and solicitors to progress deals efficiently.

Qualifications

• CeMAP qualification with ability to communicate confidently with clients and lenders.
• Commercial thinking and efficient deal structuring.
• Solid experience in brokering second charge and secured lending.

Responsibilities

• Work directly with inbound client enquiries
• Assess borrower needs and structure tailored second charge and secured loan solutions
• Manage cases from enquiry through to completion with packaging and compliance support
• Liaise with lenders, valuers and solicitors to progress deals
• Provide expert advice to clients for informed borrowing decisions
• Identify opportunities for repeat business and build lasting client relationships

Skills

Client communication

Deal structuring

Second charge experience

Education

CeMAP certification

Job description

Our client is expanding its specialist lending division and is looking for experienced Brokers who want to work on Second Charge and Secured Loan transactions for homeowners and investors alike

Unlike most brokerages, they don't depend on introducers. Their in-house lead generation team consistently delivers qualified, inbound enquiries from homeowners looking to raise capital - meaning you'll spend more time structuring deals and less time chasing them.

They are seeking a motivated Broker to join the team. In this role, you will support the end-to-end process of second charge mortgage and secured lending.

• Work directly with inbound client enquiries
• Assess borrower needs and structure tailored second charge and secured loan solutions
• Manage cases from enquiry through to completion, supported by the packaging and compliance team
• Liaise with lenders, valuers, and solicitors to ensure smooth deal progression
• Provide expert advice and guidance to clients, helping them make informed, strategic borrowing decisions
• Identify opportunities for repeat business and build lasting client relationships

Who They're Looking For

• Hold Full CeMAP (ideally); can think commercially, structure deals efficiently, and communicate confidently with clients and lenders
• Ambitious and motivated by both earning potential and career development
• Solid experience in brokering and structuring deals in second charge and secured lending

Why Join?

High-Quality Direct Leads

The business provides you with leads from its own well-established, proven lead generation team - exclusive, inbound, and warm enquiries to work, not recycled data or shared introducer business. This gives you the time to focus on advising and completing deals.

Industry-Leading Commissions

As the business generates the majority of its own direct (B2C) enquiries, it is not reliant on introducers, meaning commission is based on gross income generated from the direct leads provided rather than revenue splits with introducers. That means significantly higher earning potential.

Premier Lender Access

As a premier panel broker, the firm has enhanced relationships offering exclusive products, faster turnaround times, and access to decision makers not available to most firms.

Please Note: Due to the number of applications we receive we may be unable to respond to every application directly. If you have not heard from us within 3 working days please assume your application has been unsuccessful