2027 BNY Analyst Program – Credit & Lending ( London)

BNY; Greater London; On-site; GBP 30,000 - 42,000; Full time

Job summary

BNY's Credit and Lending Practice invites you to join the 24-month Analyst Program focused on credit analysis, underwriting, and portfolio monitoring. You will gain hands-on experience through strategic projects, mentorship, and cross-functional collaboration within a fast-paced environment.

You will analyze financials, support reporting, and learn how disciplined underwriting drives resilient client relationships while developing core finance skills for a thriving career at BNY.

Qualifications

• Enrollment in a 3 or 4-year undergraduate degree program with focus on business or technology.
• Graduating in Summer 2027.
• Does not require sponsorship for employment visa status in the country of application.

Responsibilities

• Analyze company financials, industry trends, and key risk indicators to support borrower and transaction assessments.
• Assist with credit materials, portfolio reviews, and reporting that help teams evaluate opportunities and monitor exposures.
• Learn how deal structures are built and how lending decisions balance growth, risk, and client needs.
• Partner with experienced professionals to understand how disciplined underwriting supports resilient client relationships.

Skills

Financial statement analysis

Ratio analysis

Credit and risk assessment

Analytical judgment

Structured problem solving

Underwriting fundamentals

Deal-structuring basics

Regulatory awareness

Education

Undergraduate degree in progress

Graduating Summer 2027

Minimum 2:1 or higher

Job description

7 BNY Analyst Program – Credit

BNY's Credit and Lending Practice plays a key role in supporting client financing needs while maintaining strong credit discipline and risk management across the firm. The Credit Analyst Program offers driven students hands-on exposure to the practice through strategic projects aligned to credit analysis, underwriting, portfolio monitoring, transaction support and process improvement. In a fast-paced environment, analysts will gain insight into the credit lifecycle, support financial analysis, reporting and documentation, and build an understanding of lending fundamentals, credit risk and the role sound judgment and partnership play in effective credit decisions.

What You Will Do

• Analyze company financials, industry trends, and key risk indicators to support borrower and transaction assessments.
• Assist with credit materials, portfolio reviews, and reporting that help teams evaluate opportunities and monitor exposures.
• Learn how deal structures are built and how lending decisions balance growth, risk, and client needs.
• Partner with experienced professionals to understand how disciplined underwriting supports resilient client relationships.

Skills You Will Build

• Financial statement and ratio analysis
• Credit and risk assessment
• Analytical judgment and structured problem solving
• Underwriting and deal-structuring fundamentals
• Regulatory and risk-awareness mindset

Impact you will have at BNY

• Support informed lending decisions that are grounded in analysis and sound risk management.
• Help teams monitor portfolio health and surface insights that matter to decision-makers.
• See how finance and risk disciplines enable BNY to serve clients responsibly.

Why this could be a fit for you

This role is ideal if you enjoy digging into the "why" behind numbers, making evidence-based recommendations, and building finance skills with clear real-world relevance.

Analyst Program

Our 24-month rotational Analyst Program is designed to set you up for success from day one. New joiners take part in a structured induction experience to help them assimilate into BNY, learn about the organization, connect with peers and leaders, and build the core skills needed to navigate their early career with confidence.

From day one, analysts are immersed in BNY's collaborative and innovative culture through:

• Enterprise-wide onboarding and development programming, including an in-person immersive induction experience, executive speaker series, skill development, and networking opportunities.
• Meaningful project work aligned to key business practices and platforms, providing hands-on experience, skill development, and real-world business impact.
• Structured mentorship and career support from managers, senior leaders, peer mentors, business stakeholders, and dedicated program managers.
• Exposure across practices, platforms, and teams, building a broad understanding of BNY's integrated business model.
• Professional, technical, and financial services training designed to strengthen business acumen and prepare participants for long-term career success.
• A premier early-career experience, backed by senior leadership and designed to develop the next generation of talent for BNY's global workforce.

Program eligibility

• Enrollment in a 3 or 4-year undergraduate degree program with a strong focus on business-related and/or technology-related degrees preferred
• Graduating in Summer 2027
• Minimum 2:1 or Higher
• Does not require sponsorship for employment visa status (now or in the future) in the country where applying.