Virtual Mortgage Retention Specialist

BMO; Caen; Hybride; CAD 37 000 - 70 000; Plein temps

Résumé du poste

Une entreprise innovante recherche un professionnel dynamique pour rejoindre son équipe de vente et de service en banque de détail. Ce rôle à distance implique de comprendre les besoins des clients, de fournir des conseils sur les stratégies de prêt et de gérer les interactions avec professionnalisme. Vous aurez l'opportunité de travailler dans un environnement collaboratif, où vos contributions auront un impact direct sur la satisfaction des clients. Avec un programme de formation complet et des opportunités de développement, vous serez soutenu dans votre parcours professionnel. Si vous êtes passionné par le service à la clientèle et que vous souhaitez évoluer dans le secteur bancaire, cette offre est faite pour vous.

Prestations

Assurance santé

Remboursement des frais de scolarité

Assurance accident et vie

Plans d'épargne retraite

Qualifications

• 2-3 ans d'expérience pertinente et diplôme souhaité.
• Connaissance des produits de prêt personnel et de financement immobilier.

Responsabilités

• Comprendre les besoins des clients et fournir des services de prêt.
• Former et encadrer les associés juniors si nécessaire.
• Maintenir la confidentialité des informations des clients.

Connaissances

Compétences en communication

Compétences analytiques

Compétences en résolution de problèmes

Connaissance des produits de prêt personnel

Collaboration et travail en équipe

Formation

Diplôme d'études postsecondaires dans un domaine connexe

Outils

Technologie de centre d'appels

Description du poste

VIRTUAL61 - REMOTE / TELETRAVAIL - QC - BMO

Job Family Group : Retail Banking Sales & Service

Language Requirements for the role : Strong verbal and written languages skills in both French and English.

Work from home Work schedule : Monday to Friday from 10am to 8pm and Saturday from 10am to 6pm (on rotation, every four weeks). All hours are in EST.

Responsibilities:

• Understands customer needs and provides credit and lending-related sales and service to BMO customers or prospects.
• Advises customers on borrowing strategies and products that meet their objectives.
• Fulfills sales and service activities for the customer in accordance with approved procedures.
• Identifies and makes referrals to other business groups.
• Works through various channels based on the market needs to deliver the desired customer experience and achieve overall business objectives.
• May provide training and coaching to junior associates as needed.
• Probes to understand customer needs and provides advice related to personal banking and borrowing strategies in the best interests of the customer.
• Manages all transactional outcomes of customer contacts or defers to appropriate internal business groups.
• Escalates complex or unresolved customer situations to managers as required.
• Performs any required documentation to ensure customer’s requests are accurately processed.
• Maintains current knowledge of personal banking and lending products, practices, and trends and integrates into customer conversations in a professional manner.
• May research and investigate lending applications, following established processes.
• Handles customer contacts in an informed, professional, and efficient manner.
• Integrates marketing promotions and programs into customer conversations, where appropriate.
• Maintains the confidentiality of customer and Bank information.
• Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering.
• Adheres to regulatory and compliance requirements, including Anti-Money Laundering and Terrorist Financing reporting requirements, Financial Consumer Agency of Canada (FCAC) consumer provision requirements and Privacy Act provisions.
• Makes credit decisions / recommendations in accordance with sound credit-granting principles and in compliance with Bank Policy & Procedures.
• Uses authorized credit qualifications as needed to fulfill customer requests.
• Completes complex & diverse tasks within given rules / limits and may include handling escalations from other employees.
• Analyzes issues and determines next steps.
• Broader work or accountabilities may be assigned as needed.

Qualifications :

• Typically between 2 – 3 years of relevant experience and post-secondary degree in related field of study desirable or an equivalent combination of education and experience.
• Knowledge of personal lending and home financing products.
• Knowledge of competitive marketplace and trends in product offerings.
• Knowledge of contact centre operational processes and policies.
• Knowledge of call centre technology, processes and metrics.
• Term Investment Qualified (as required).
• Specialized knowledge.
• Collaboration & team skills - Good.
• Analytical and problem solving skills - Good.

You’re fluent in French and English as this role provides support to clients and team members inside and / or outside the province of Quebec.

Salary : 37,500.00 - $69,500.00

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

About Us: At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at .

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.