Senior Regulatory Officer

swan.io; Paris; Hybrid; EUR 70,000 - 120,000; Full time

Benefits offered by this job

Holidays 25 days

Meal vouchers

Transport package

Health insurance

Sport discounts

Well-being support

Hybrid remote policy

Annual offsite

Diversity & inclusion

Job summary

Swan in Paris seeks a Senior Regulatory Officer to strengthen its Compliance Framework for banking activities. You will work with Legal and Compliance to support regulatory topics and ensure alignment with applicable requirements throughout business initiatives.

Collaborate with Risk and Product teams to review new features, advise on regulatory considerations, and help update internal documentation and processes.

Qualifications

• Experience in regulatory affairs relating to banking activities.
• Ability to monitor regulatory developments and assess impact.
• Collaborate with Legal, Risk and Product teams on regulatory matters.

Responsibilities

• Advise Swan’s teams on all banking regulatory matters.
• Contribute to the execution and improvement of partnership and supplier agreements.
• Update and improve terms and conditions for users entrusting funds and payments to Swan.
• Act as a point of contact for the Risk team in managing Swan’s products.
• Ensure Swan’s products comply with applicable regulatory requirements.

Skills

Regulatory affairs

Regulatory monitoring

Regulatory compliance

Analytical skills

Communication

Job description

About

Swann is Europe’s embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand.Swan processes over €2.5 billion in monthly transactions for more than 150 companies—like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).

Our mission

Banking belongs in business software

Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They’re on a mission to become the central hub for managing every aspect of business life.

But when it comes to financial workflows, there’s still a gap. Too many critical tasks like managing cash flow, tracking payments, or reconciling accounts happen outside the software, across spreadsheets, email threads, banking portals.

It’s a missed opportunity. Business software shouldn’t just record financial activity — it should run it.

To learn more about us: About Swan ; Our story.

Job description

As a Senior Regulatory Officer, you will contribute to Swan’s Compliance Framework by supporting the team on regulatory topics related to banking activities. You will help ensure that business initiatives and product developments are aligned with applicable legal and regulatory requirements.

You will participate in regulatory monitoring (excluding anti-money laundering and counter-terrorist financing topics), helping to identify relevant regulatory developments and assess their potential impact on Swan’s activities.

You will work closely with the Legal and Compliance teams to support the preparation and review of partnership and supplier agreements, as well as assist in drafting and updating general and specific terms and conditions applicable to users.

In collaboration with the Risk and Product teams, you will contribute to the review of new products and features, ensuring that regulatory considerations are taken into account throughout the development process. You will also support ongoing compliance checks on existing products and help improve internal documentation and processes.

This role is well suited for someone eager to develop expertise in banking regulation, with strong analytical skills, attention to detail, and the ability to communicate clearly with different teams.

Main Responsibilities

• Advise Swan’s teams on all banking regulatory matters

• Contribute, in close collaboration with the Legal team, to the execution and continuous improvement of partnership and supplier agreements

• Contribute, in close collaboration with the Legal team, to the update and continuous improvement of general and specific terms and conditions applicable to users entrusting their funds and payments to Swan

• Act as a point of contact for the Risk team in managing the deployment and continuous improvement of Swan’s products

• Ensure the compliance of the products marketed by Swan with applicable regulatory requirements

About Swan

Perks of being a Swanee:

• Holidays : 25 days + RTT

• Meal Vouchers: We provide a meal voucher card to cover your meals on work days.

• Transport:Monthly mobility package for employees. In accordance with the company agreement for sustainable mobilities, you can now use your mobility package to pay for alternative commuting modes.

• Health insurance (mutuelle): Alan. This is Swan's health and welfare insurance.

• Sports: Thanks to our partnership with Classpass and Gymlib, you can enjoy advantageous discounts on subscriptions. They offer a wide range of sports activities as well as wellness activities.

• Well-being support: access to Moka Care for mental health and wellness.

• Hybrid remote policy: We offer the possibility of working from home for 2 days per week.

• Offsite: Once a year we gather to reconnect, deep-dive into big topics, and relax.

• This isn’t a perk, it should be the rule, but diversity and inclusion are important at Swan. We’re working hard to get better every day.

Our values:

Simplicity: Leonardo Da Vinci said: “simplicity is the ultimate sophistication.” If something's convoluted or confusing, we work extra hard to break it down. - Making complex things simple is what we do.

Long Term: We always play the long game, whether it's to support our partners in their growth journey, or make tangible commitments to climate action.

Excellence: We are a team of experts who consistently go all out to create pixel-perfect banking services and exceed our partners' expectations— whatever it takes.

Be Human:We believe in the power of kindness and the importance of acting with integrity. But embracing our humanity extends beyond interpersonal interactions, it means caring about greater issues that affect our planet.

You can find out more about our culture.

Recruitment process

• A call with our Talent Acquisition Manager, to get to know you, understand your career expectations and answer your questions

• Hiring Manager Interview with Noelle

• Expertise interview

• Peer Interview