Senior MLCO: Build AML/CFT Platform for EU Banking

Freedom24; Paris; Sur place; EUR 120 000 - 180 000; Plein temps

Avantages offerts par ce poste

Strategic impact

Autonomy and ownership

International exposure

Growth opportunities

Résumé du poste

Freedom24 is building a compliant AML/CFT framework for a new French market offering. We seek an experienced MLCO to design and lead the AML/CFT function across our regulated digital banking initiatives.

You will implement policies in line with ACPR/TRACFIN/EU requirements, build the KYC/CDD/EDD processes, and partner with regulators and senior management to manage risk in a fast-growing fintech environment.

Qualifications

• 7+ years of AML/CFT compliance experience in a bank, PSP/EMI, or fintech.
• Strong knowledge of French and EU regulatory frameworks (Code monétaire et financier, LCB-FT, AMLD).
• Direct engagement with regulators (ACPR, TRACFIN) is required.
• Experience building a compliance function or processes from scratch.

Responsabilités

• Design and implement AML/CFT policies and procedures in line with ACPR, TRACFIN and EU requirements (AMLD5/6).
• Build and oversee the KYC/KYB framework, including CDD/EDD.
• Monitor transactions, identify suspicious activity, and prepare TRACFIN filings.
• Conduct risk assessments across products, customers, geographies and channels.
• Act as primary contact with regulators (ACPR, TRACFIN, AMF).
• Train staff on AML/CFT, sanctions compliance and fraud prevention.
• Report to senior management on compliance risks and controls.

Connaissances

AML/CFT Compliance

Regulatory Knowledge

Regulatory Engagement

KYC/CDD

Risk Assessment

Regulatory Reporting

ACAMS

French & English

Description du poste

Freedom24 is building a compliant AML/CFT framework for a new French market offering. We seek an experienced MLCO to design and lead the AML/CFT function across our regulated digital banking initiatives.

You will implement policies in line with ACPR/TRACFIN/EU requirements, build the KYC/CDD/EDD processes, and partner with regulators and senior management to manage risk in a fast-growing fintech environment.