Digital Bank Director

Freedom24; Paris; Sur place; EUR 180 000 - 250 000; Plein temps

Avantages offerts par ce poste

Competitive salary and bonus scheme

Leadership role in strategic project

Operational support from international

Resources of international investment-

Résumé du poste

Freedom24 in Paris is launching a greenfield digital bank and seeks a director to own end-to-end strategy, licensing, and team building from scratch. You will shape product strategy for retail, SME, and payments, design the fintech architecture, manage the licensing process with regulators, and scale the operation with strong leadership.

This role offers a rare full-cycle launch experience, cross-functional collaboration with regulators, auditors, and partners, and a leadership position in a

Qualifications

• Experience launching a bank/neobank/fintech product from scratch.
• Understanding of French or European banking regulation (ACPR, ECB, PSD2, AML5/6, GDPR). Experience obtaining a banking or EMI license is a strong plus.
• Experience building a team from the ground up (hiring key executives, organizational structure).
• Background in digital banking/fintech in a senior management role (COO, startup CEO, Head of Digital Banking, Country Manager, etc.).
• Understanding of core banking systems, BaaS providers, payment infrastructure, mobile development (high-level product/architecture).
• Fluent in French and English (French is critical for regulator work and local hiring).
• Entrepreneurial mindset: startup mode — strategy to operational detail.

Responsabilités

• Product and operating strategy: retail products, SME, payment services, cards, online channels.
• Fintech architecture: designing the architecture and managing development of the bank's digital platform.
• Licensing: managing the banking license application process — liaising with regulator, consultants, and auditors.
• Operating model: building risk management, compliance, KYC/AML, and customer service processes.
• Team: building and leading the team, hiring key executives and experts.
• Finance and planning: financial and strategic planning, budget formation and execution control.
• Representation: representing the company to regulators, partners, and investors.
• Negotiations and partnerships: negotiating with vendors, fintech providers, and payment systems.

Description du poste

About The Company

Freedom24 is a brokerage and investment company headquartered in Cyprus, with representative offices in France, Germany, Italy, Lithuania, Bulgaria, the Netherlands, Portugal, Spaiт and Poland. The company provides clients with access to global stock exchanges, investment products, and brokerage services across the European market.

About The Company

Freedom24 is a brokerage and investment company headquartered in Cyprus, with representative offices in France, Germany, Italy, Lithuania, Bulgaria, the Netherlands, Portugal, Spaiт and Poland. The company provides clients with access to global stock exchanges, investment products, and brokerage services across the European market.

We are currently launching a new strategic project — a digital bank in France.

About The Project

This is a greenfield project: there is no product, team, license, or infrastructure yet — all of it needs to be built from the ground up. We are looking for a director who will take full end-to-end ownership of the project: from strategy, licensing and team building to the first customer and scaling.

Key Responsibilities

• Product and operating strategy: retail products, SME, payment services, cards, online channels
• Fintech architecture: designing the architecture and managing development of the bank's digital platform
• Licensing: managing the banking license application process — liaising with the regulator, consultants, and auditors
• Operating model: building risk management, compliance, KYC/AML, and customer service processes
• Team: building and leading the team, hiring key executives and experts
• Finance and planning: financial and strategic planning, budget formation and execution control
• Representation: representing the company to regulators, partners, and investors
• Negotiations and partnerships: negotiating with vendors, fintech providers, and payment systems

Requirements

• Proven experience launching a bank/neobank/fintech product from scratch, preferably in Europe
• Understanding of French or European banking regulation (ACPR, ECB, PSD2, AML5/6, GDPR); experience obtaining a banking or EMI license is a strong plus
• Experience building a team from the ground up (hiring key executives, organizational structure)
• Background in digital banking/fintech in a senior management role (COO, startup CEO, Head of Digital Banking, Country Manager, etc.)
• Understanding of technology: core banking systems, BaaS providers, payment infrastructure, mobile development (deep understanding of product and architecture, not necessarily hands-on technical expertise)
• Fluent in French and English (French is critical for working with the regulator and hiring the local team)
• Entrepreneurial mindset: ready to work in startup mode — from strategy to operational details

Nice to Have

• Personal network of contacts at ACPR/Banque de France or among licensing consultants
• Experience working with BaaS platforms or partner banks in France
• Experience raising investment/capital for a fintech project

Benefits

• Competitive salary and bonus scheme — the exact figure to be finalized at the final stages
• Operational and business support from our operating hub in achieving the project's goals
• A key leadership role in a strategically important project for the group — with real influence over architecture, product, and launch outcomes
• Backing and resources of an established international investment group: the holding's legal, financial, HR, and IT infrastructure
• The chance to build a bank and a team from a blank slate — a rare full-cycle launch experience for a professional at this level