Compliance Officer, Financial Crime

0013 Checkout SAS; Paris; On-site; EUR 60,000 - 80,000; Full time

Job summary

0013 Checkout SAS in Paris is seeking a Compliance Analyst to ensure the integrity of financial operations. The ideal candidate will have over 5 years of experience in Financial Crime, AML, or Compliance, preferably in a FinTech or high-volume bank environment.

The role involves leading investigations into high-risk entities, drafting Suspicious Activity Reports, and providing regulatory advisory on French AML laws while utilizing technology like SQL and data visualization tools.

Qualifications

• 5+ years in Financial Crime, AML, or Compliance.
• Deep understanding of French regulatory landscape.
• Proven ability to synthesize complex data into risk assessments.

Responsibilities

• Lead investigations into high-risk corporate entities.
• Identify suspicious patterns and draft SARs.
• Act as a subject matter expert on French AML/CFT laws.
• Analyze real-time alerts to identify financial crime trends.
• Support during regulatory inspections or audits.

Skills

Experience in Financial Crime

Analytical skills

Fluent in French

Fluent in English

Tech-savvy with SQL/Python

Education

CAMS or ICA International Diploma

Tools

Looker

Tableau

Job description

Compliance Analyst

The Financial Crime Compliance team is the engine ensuring we grow safely. We are looking for an ambitious Compliance Analyst to navigate the complexities of AML, CTF, and sanctions in a real‑time payments environment.

Key Responsibilities

• Enhanced Due Diligence (EDD): Lead deep‑drive investigations into high‑risk corporate entities and complex ownership structures (UBOs).
• SARs/STRs Management: Identify suspicious patterns and draft high‑quality Suspicious Activity Reports (Déclarations de Soupçon) for submission to TRACFIN.
• Regulatory Advisory: Act as a subject matter expert on French AML/CFT laws (Monetary and Financial Code) and help the MLRO translate these into scalable operational processes.
• Transaction Monitoring: Analyze real‑time alerts and historical data to identify emerging financial crime trends.
• Process Optimization: Don't just follow the manual—help write it. You’ll identify gaps in our automated screening and monitoring tools and propose data‑driven solutions.
• Audit & Liaison: Support the MLRO during regulatory onsite inspections or internal audits, providing clear rationales for risk‑based decisions.

Qualifications

• Experience: 5+ years in Financial Crime, AML, or Compliance, ideally within a FinTech, Payment Service Provider (PSP), or a high‑volume Tier 1 bank.
• Local Expertise: Deep understanding of the French regulatory landscape (ACPR, TRACFIN) and the 5th/6th Anti‑Money Laundering Directives.
• Investigator Mindset: You enjoy 'following the money' and have a proven ability to synthesize complex data into clear, actionable risk assessments.
• Tech‑Savvy: Comfortable working with SQL, Python, or advanced data visualization tools (Looker/Tableau) to hunt for anomalies.
• Communication: Fluent in French and English. You can explain a complex regulatory requirement to a Product Manager just as easily as you can to a Regulator.
• Certifications: CAMS or ICA International Diploma is highly preferred.