Senior Internal Audit Lead – French Market & AML/KYC

N26 Inc.; Paris; On-site; EUR 110,000 - 170,000; Full time

Benefits offered by this job

Relocation package

Visa support

Job summary

N26 Inc. is seeking a Senior Manager Business Audit with a focus on the French market to lead and enhance internal audit activities, especially AML/AFC/KYC topics.

You will manage risk-based plans, draft reports, and work with the Executive Board to ensure regulatory compliance and operational effectiveness. You will oversee cross-functional audits, mentor junior staff, and contribute to strategic projects while maintaining high standards of integrity and independence.

Qualifications

• Bachelor’s degree in accounting/finance or related field.
• 7+ years of internal audit experience in international, regulated environment (banking preferred).
• Strong knowledge of AML/KYC and French banking regulations.

Responsibilities

• Lead and support internal audit activities across the N26 Group, with focus on the French market and AML/KYC topics.
• Prepare and manage full audit cycle, including risk and control management of operations.
• Develop risk-based annual audit plan across functions (Product, Operations, Sales, Marketing, Partnerships).
• Draft written internal audit reports and present findings to Executive Board and committees.
• Monitor remediation of audit findings within agreed timelines.
• Supervise and review junior team members to ensure delivery.

Skills

Fluent English

Fluent French

Stakeholder management

Data analytics

Audit tools

Education

Bachelor's degree in accounting/finance or related field

Tools

Audit software

Data analytics tools

Job description

About the opportunity

We are looking for a Senior Manager Business Audit | French Market to lead and support the internal audit activities of the N26 Group, with a focus on the French market and topics such as AML/AFC/KYC.

Our Internal Audit team manages the full audit cycle to ensure operational effectiveness, reliability, and compliance with all applicable policies and regulations.

In this role, you will have the opportunity to participate in strategic projects, develop detailed risk-based audit plans, and ensure compliance with professional and regulatory standards at the highest level.

In this role, you will:

• Lead and support all internal business audit activities across the N26 Group, including external service providers and subsidiaries, with a primary focus on the N26 French branch and AML/AFC/KYC topics.
• Prepare and manage the full audit cycle, including risk and control management regarding the effectiveness, reliability, and compliance of business operations.
• Develop and update a comprehensive, risk-based annual audit plan across various business functions (such as Product, Customer Operations, Sales, Marketing, and Partnerships).
• Draft detailed written internal audit reports and present findings and agreed action plans to the Executive Board and relevant committees.
• Monitor and follow up on the timely remediation of audit findings and identified deficiencies within agreed timelines.
• Contribute to key strategic projects, maintain internal audit policies, and supervise and review the work of junior team members to ensure successful delivery.

What you need to be successful:

Background:

• A Bachelor's degree or a comparable successfully completed degree in accounting, finance, business administration, economics, or a related field.
• At least 7 years of solid professional experience as an Internal Auditor in an international, regulated environment, preferably in a bank, another financial institution, or an audit firm.
• Significant experience in risk controlling and in the validation of financial and non-financial risks, as well as profound knowledge of French banking, anti-money laundering (AML), and consumer protection regulations.

Skills:

• Fluent English and French language skills; any other European language is a plus.
• A deep understanding of operational and financial controls, online banking processes, retail products, european/french/german regulatory standards (e.g. DORA, EBA, MaRisk, CMF, Arrêté du 3 novembre 2014 relatif au contrôle interne) as well as banking IT systems.
• Strong analytical skills, organizational talent, and pronounced communication and stakeholder management skills for cross-functional collaboration.
• A strategic mindset combined with a high degree of integrity, independence in executing audit tasks, and a strong bias for action.
• Confident use of audit tools, data analytics, and reporting systems; familiarity with agile methodologies is an advantage.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion