Senior Analyst Credit

Keystone Solutions; Paris; Hybrid; EUR 90,000 - 130,000; Full time

Job summary

Keystone Solutions is consulting for a financial institution in France, delivering a credit migration project. You will act as a Credit Expert, assess and validate that the new platform preserves or improves credit processes, rules, and data quality.

The role is mainly remote with regular on-site sessions in Paris, engaging business, IT and risk stakeholders to ensure go-live readiness. You will challenge target solutions, validate against current practices and regulatory expectations, provide

Qualifications

• French native speaker mandatory; workshops and documentation are in French.
• Solid experience in credit within a bank or financial institution.
• Experience in at least one credit system implementation or migration.
• Strong knowledge of the credit lifecycle and French regulation.
• Hands-on experience with functional testing and UAT.

Responsibilities

• Assess current credit processes end to end and perform gap analysis.
• Validate functional specifications, rules, and risk policy in the new tool.
• Define test scenarios, participate in UAT, and sign off results.
• Coordinate with business, risk, IT and vendors; report progress.

Skills

French native

Credit lifecycle

UAT testing

Stakeholder management

Analytical

Job description

Mission Overview:

This opportunity is a consultancy mission delivered through Keystone Solutions for our client, a financial institution based in France, that is replacing its credit application with a new platform. As a Keystone Solutions consultant acting as a Credit Expert, you will assess and validate that the new application delivers the same, or better, credit processes, rules and data quality as the current one. The role is mainly remote, with regular on-site sessions in Paris to align with business, IT and risk stakeholders.

As the credit subject-matter expert on the migration programme, you are the business guarantor that the new credit application is fit for go-live. You challenge the target solution, validate it against existing credit practices and regulatory expectations, and give a clear go or no-go opinion at each key milestone.

Consultancy Nature of Work:

You will be deployed as a Keystone Solutions consultant, working closely with the client's business, risk, compliance and IT stakeholders. The assignment combines primarily remote delivery with scheduled on-site sessions in Paris for key workshops, alignment meetings and milestone reviews. You will represent Keystone Solutions' consulting standards while ensuring the client's credit practices and regulatory obligations are met throughout the migration.

Key Responsibilities:

As a Keystone Solutions consultant, you will perform the following responsibilities in close collaboration with the client's teams and vendor partners.

Assessment

• Analyse the current credit processes end to end: origination, scoring, decisioning, granting, collateral, monitoring and recovery
• Review the target credit application and run a gap analysis between current and future processes, rules and products
• Identify business, operational and regulatory risks linked to the migration and propose mitigation actions

Validation

• Validate functional specifications, business rules, credit policies and parameterisation in the new tool
• Define and review test scenarios and acceptance criteria, take part in UAT and sign off results
• Check data migration quality: mapping, reconciliation and completeness of credit files, exposures and guarantees
• Ensure the new set-up remains compliant with applicable requirements (ACPR, EBA guidelines, internal risk policy)

Stakeholder alignment

• Act as the bridge between credit business teams, risk, compliance, IT and the software vendor
• Run workshops and sync meetings, partly on site in Paris
• Report progress, findings and recommendations to the steering committee and support go or no-go decisions
• Contribute to user documentation, training and post-go-live support

Your Profile:

To succeed in this consultancy mission, you must bring the following to the client assignment while representing Keystone Solutions' delivery standards.

Must have

• French native speaker (mandatory): all workshops, documentation and stakeholder exchanges are in French
• Solid experience in credit within a bank or financial institution (credit analysis, credit risk, credit operations or credit business analysis)
• Proven involvement in at least one credit system implementation, replacement or migration project
• Strong knowledge of the credit lifecycle and of the French banking and regulatory environment
• Hands-on experience with functional testing, UAT and business sign-off

Nice to have

• Experience with market credit platforms or core banking credit modules
• Knowledge of data migration and reconciliation techniques
• Familiarity with Agile or hybrid project delivery
• Good working level of English for vendor or group-level exchanges

Soft skills

• Analytical, rigorous and able to give a clear, independent opinion
• Comfortable challenging IT and business stakeholders constructively
• Autonomous when working remotely, with strong written communication

Role-Specific Impact as a Keystone Solutions Consultant:

This mission offers a unique platform to apply deep credit expertise across assessment, validation and stakeholder alignment while navigating a real-world migration. You will enforce robust credit governance, elevate testing discipline and safeguard regulatory compliance, creating immediate client impact and building reusable consulting assets for future engagements.