Receivable Finance Portfolio Risk Manager (f/m/d) CDD

HSBC; Paris; Sur place; EUR 60 000 - 90 000; Plein temps

Résumé du poste

HSBC is seeking a Portfolio Risk Manager within Global Trade Solutions to manage risks in the Receivable Finance portfolio across Continental Europe. The role focuses on credit, operational, collateral, and fraud risks, requiring analytical skills and a collaborative approach in an international environment.

Qualifications

• Experience in risk management or finance.
• Ability to produce detailed reports and analyses.
• Experience in cross-functional collaboration.

Responsabilités

• Monitor risk trends and take mitigation actions.
• Produce risk reports for stakeholders.
• Manage underwriting processes for credit opportunities.

Connaissances

Analytical skills

Rigorous

Curiosity

Solution-oriented

Description du poste

Global Trade Solutions comprises over 4,500 people across more than 60 countries, helping suppliers and buyers with their export and import finance needs. GTS is a key strategic business for the HSBC Group and is recognised as a leading trade provider both globally and regionally.

The Transaction Risk Management (TRM) team is responsible for the effective identification, assessment, ongoing management, monitoring, and mitigation of transaction risk for Commercial clients. The TRM team in France covers the Continental Europe portfolio, focusing on markets such as France, Spain, Poland, and Czech Republic.

In France, you will help evolve and grow our business. Do you have analytical skills? Are you rigorous, curious, and solution-oriented? Do you enjoy working in an international environment? If yes, we want to hear from you!

At HSBC, our purpose is to open up a world of opportunity. Joining our team means being part of something bigger. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible.

What you will do:

The Portfolio Risk Manager role is within Global Trade Solutions (GTS) / Transaction Risk Management (TRM).

The Portfolio Risk Manager is responsible for managing the overall risk within the Receivable Finance portfolio in Continental Europe, including credit, operational, collateral, and fraud risks.

In this role, you will:

• Monitor portfolio trends, including sector performance, positions of concern, delinquent accounts, and non-recourse structures, ensuring risks stay within appetite and taking mitigation actions as needed;
• Produce portfolio risk reports, prepare decks for RF and GTS risk meetings, and reports for regulators;
• Participate in cross-functional projects aligned with TRM risk monitoring;
• Manage underwriting of new and renewal credit opportunities, developing recommendations for wholesale credit and market risk;
• Collaborate with GTS Client Management and Sales teams in France and across Continental Europe;
• Ensure compliance with HSBC policies and procedures, managing operational, financial, and project risks, and addressing audit or regulatory issues;
• Suggest improvements to operating models, procedures, and practices based on expertise and market best practices;
• Support team development and effectiveness by sharing knowledge and fostering a collaborative, inclusive work environment.