Product Manager: Build SMB Loans from Zero to One

Risk Hub; Paris; On-site; EUR 90,000 - 130,000; Full time

Job summary

Qonto is building SMB loans from zero to one, giving you ownership of the roadmap as part of our Loans squad. You’ll explore how European businesses borrow today and shape how we assess eligibility and set limits, all within a compliant regulatory frame.

You’ll collaborate with Risk, Compliance, and Product Marketing to launch thoughtful features and bring AI into credit decisions. Join a mission-driven fintech that values diversity and fast experimentation.

Qualifications

• Experience taking products to market in finance or regulated spaces.
• Strong interest or experience in lending and underwriting.
• Experience applying AI to decision making.
• Ability to drive launches with risk and compliance.

Responsibilities

• Own the Loans squad roadmap and KR from idea to launch.
• Conduct discovery and experiments on SMB credit pain points.
• Define underwriting and decisioning criteria with Risk.
• Collaborate with partners to launch compliant features.

Skills

Launch from idea

Credit lending knowledge

AI in credit

Regulatory autonomy

Clear English

Job description

Qonto is building SMB loans from zero to one, giving you ownership of the roadmap as part of our Loans squad. You’ll explore how European businesses borrow today and shape how we assess eligibility and set limits, all within a compliant regulatory frame.

You’ll collaborate with Risk, Compliance, and Product Marketing to launch thoughtful features and bring AI into credit decisions. Join a mission-driven fintech that values diversity and fast experimentation.