Product Designer - Banking

Qonto; Paris; On-site; EUR 90,000 - 130,000; Full time

Benefits offered by this job

Design Studio access

Staff designer buddy

Clear growth path

Job summary

Qonto is hiring a Senior Product Designer to craft credit and investment experiences as we scale into a bank. You’ll partner with product and tech, guided by Christina, the Product Design Manager, to turn complex regulations into simple user experiences for European SMEs.

You will run discovery with market and user research, address regulatory constraints, and own the end-to-end design from ideation to launch, while contributing to the design system and collaborating with stakeholders across

Qualifications

• Proven end-to-end product design experience in a regulated environment.
• Ability to frame problems and justify design decisions with business impact.
• Experience working with PM, legal, risk and compliance teams.

Responsibilities

• Design 0-to-1 credit and investment features for SMEs.
• Lead market and user research and explore multiple solution directions.
• Collaborate with Legal, Risk and Compliance to incorporate constraints.
• Own the design work from sketch to launch and contribute to the design system.
• Work with PM and tech to shape the solution from day one.
• Ensure a cohesive user experience across internal teams.

Skills

Senior product design

Product thinking

Regulated processes

Stakeholder management

Job description

Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe’s leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75 (more about our culture here).

Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,700 Qontoers serving over 750,000 customers across 8 European countries. We have been profitable since 2023, and we are just getting started.

Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn’t a program; It’s who we are. We’ve built a discrimination‑free hiring process because the best teams are built on merit.

AI at Qonto: AI is deeply embedded in how we work here- Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.

Join us as a Senior Product Designer

Join us as a Senior Product Designer and design Qonto’s credit and investment experience, as we grow into a bank. You’ll work hand in hand with product and tech, under the guidance of Christina, our Product Design Manager.

What you’ll do

• Design 0-to-1 credit and investment features: You’ll turn a traditionally heavy processes into a simple, intuitive experiences for business owners.
• Run discovery as an equal to your PM: You’ll lead market and user research, then explore several solution directions before converging. You’ll talk to customers yourself.
• Design with purpose under real constraints: You’ll treat regulation, backend and partner constraints as design inputs. You’ll work directly with Legal, Risk and Compliance, and challenge constraints when the trade‑off is worth it.
• Own it from first sketch to launch and beyond: You’ll carry the work through specs, delivery, QA and iteration. You’ll also contribute to the design system.
• Shape the solution with tech from day one: You’ll build it with your PM and a new tech team, from the ground up.
• Keep the user experience consistent: You’ll align with the other internal teams so clients never feel the seams.

What we’re looking for

• Senior product design experience: You’ve shipped end-to-end product work, and your portfolio shows rationale, outcomes and polished craft down to the details.
• Product thinking: You frame the problem before you open Figma. You weigh several solutions, explain the trade‑offs and tie your decisions to business impact.
• Regulated complexity, B2C quality: You’ve turned a complex, regulated process into an experience people enjoy using.
• Solution-oriented ownership: You bring solutions along with problems. You stay comfortable when the path is unclear, and you unblock yourself instead of waiting for direction
• Stakeholder fluency: You work with PMs, engineers, Legal, Risk and partners. You explain the why behind your decisions, take feedback well and flag blockers early. You can show a time you landed a decision through disagreement.
• AI-native workflow: You already use AI tools across research, exploration and prototyping. You validate what AI gives you, and you know where human judgment has to stay in the loop.
• Pace with rigor: You move fast without cutting corners. You prioritize, flag trade‑offs early and keep quality high in a regulated environment.

What we can offer you

• A 0-to-1 with real impact: You’ll define how long‑term credit feels at Qonto, for 650K European businesses.
• Autonomy and AI‑first tooling: You’ll own your decisions, with AI built into research, prototyping and specs.
• A design community that helps you grow: You’ll learn from the Banking design team and a Design Studio of 90+, with a Staff designer buddy and a clear path to grow.

Your future manager

You’ll report to Christina, Product Design Manager at Qonto. She’s a product designer who spent years building web platforms at startups before joining us. She designs around human‑centric, scalable systems and data‑informed decisions, with a focus on giving users their time back.

Your security matters to us

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