Legal Counsel - Financial Regulation

Spiko; Paris; Hybride; EUR 90 000 - 130 000; Plein temps

Avantages offerts par ce poste

Stock options

Office in Paris

Hybrid: up to 2 days remote per week +

1 full remote week per month

Health insurance 100% covered

Monthly budget for perks

Résumé du poste

Spiko is seeking a Regulatory Counsel to own the groundwork for growth, licensing, and EU market entry. You will report to the Head of Legal & Compliance and be one of the early legal team members, enabling launches on schedule with proper licenses and regulator relations.

You will lead license applications (MiFID/MiCA), manage regulator interactions, oversee cross-border distribution, and support ongoing regulatory compliance across multiple jurisdictions in the EU.

Qualifications

• Academic background: law university or business school; banking/financial law preferred.
• At least 4 years in fintech or financial institution legal dept or regulatory law firm.
• Experience engaging with French/EU regulators for licenses.
• Expert knowledge of MiFID/MiFIR, MiCA, and AML regulations.
• Versatile scope across jurisdictions and regulatory frameworks.
• Ambitious mindset to help build a growing legal team.
• Excellent communication: native French, professional English.

Responsabilités

• Lead MiFID and MiCA license applications and regulator coordination.
• Manage passporting and regulatory contacts across host countries.
• Support regulatory compliance: procedures, registers, and regulatory reporting.
• Assist Head of Legal on ad-hoc legal/regulatory matters.

Connaissances

Regulatory experience

Engaging regulators

Legal education

French native

English proficient

Cross-border

Ambitious mindset

Communication skills

Formation

Law degree

Banking/financial law specialization

Description du poste

Our mission

Money sitting idle is money lost. We're fixing that.

Founded in 2023 by Antoine and Paul-Adrien, Spiko gives SMEs, non-profits, financial advisers and fintechs access to institutional-grade cash management, via app or API. We are building the full infrastructure: issuing, operating, and distributing the products ourselves.

Two years after launch, we serve thousands of organizations across Europe and process hundreds of millions of euros in flows every month.

Our ambition: become the world's leading treasury management infrastructure in a market worth trillions.

We are backed by Index Ventures, the CEO of Revolut, the founder of Kyriba, and the CTO of Wise.

Spiko runs on excellence, transparency, and straight talk

The role: Regulatory Counsel

Spiko is scaling fast, new products, new countries, new regulatory frameworks and we need someone to own the groundwork that makes this growth possible.

You'll report to the Head of Legal & Compliance, and join as one of the early members of the legal team. Success means Spiko can launch new offerings and enter new EU markets on schedule, with the right licenses, procedures, and regulator relationships in place.

Key Responsibilities

License Applications (MiFID and MiCA)

• You will lead license applications processes, which may include extensions of our existing MiFID investment firm license or a free-standing MiCA license.

• You will be the main point of contact of regulators and external counsel, and ensure that these processes are conducted efficiently.

Crossborder Distribution in the EU/EEA

• You will handle our passporting notifications and act as the point of contact of the regulatory authorities of the host countries.

• You will ensure the legal compliance of our activities in the countries where we are passported, in relation with local external counsel if needed.

Regulatory Compliance

• In partnership with the Compliance team, you will handle various aspects of the regulatory compliance of our activities.

• This will include drafting/updating operational procedures, maintaining registers, auditing counterparties, and filing regulatory reports.

And more …

• You will support the Head of Legal in various non-recurring matters, such as new products/services analysis, updates of the legal documentation, corporate law, litigation, non-core commercial agreements, etc.

Who we're looking for

Requirements (must-haves):

• Academic background: you graduated from a law university or a business school, ideally with a degree in banking and financial law.

• Experience: you have at least 4 years of experience in the legal department of a fintech or a banking/financial institution or the financial regulation department of a law firm.

• Engaging with regulators: you have a proven track record of engaging with French (and/or other EU) financial regulators in relation to license applications.

• Knowledge of financial regulation: the applicant should have an expert knowledge of the main regulatory frameworks that are relevant to Spiko (i.e. MiFID/MiFIR, MiCA, and the anti-money laundering regulation).

• Versatility: as one of the first members of our legal team, your role will involve the management of legal/regulatory compliance across several jurisdictions (e.g. in the context of our EU/EEA crossborder distribution) and several regulatory frameworks.

• Mindset: you're highly ambitious and eager to be one of the first members of a team striving for excellence

• Excellent communication skills: Native in French with excellent written skills, and professionally proficient in English.

Nice to have:

• Experience with UCITS/AIFMD and the PRIIPS framework is a plus.

• Experience with DORA and GDPR is also nice to have.

• Experience in a fast growing fintech start-up environment.

What we offer

• Compensation: base salary depending on experience + Stock Options

• Office: in the heart of Paris

• Remote work: up to 2 days per week and one full remote week per month

• The best tech for your job: latest-generation laptops and industry-leading software

• Health insurance: 100% covered by Spiko

• Monthly Budget to cover different perks of choice

• Transport: 50% of public transport pass covered or the Forfait Mobilités Durables (FMD)

• Referral Bonus

• Social life: regular afterworks and biannual offsites

Our hiring process

• Screening Interview - 30 mins with Nathalie, Talent Acquisition

• Hiring Manager interview - 45 mins online or in person with Victor, Head of Legal & Compliance

• Business Case: To work on at home and present online

• Final in-person Interviews with the Founders

• Reference Check: we'll reach out to your references to gather further insights

• Offer