Lead Legal Counsel, FinTech Regulation & Payments

Pennylane SAS; Paris; On-site; EUR 110,000 - 180,000; Full time

Benefits offered by this job

Company shares

Remote-friendly culture

25 vacation days

Wellness budget (Gymlib)

Job summary

Pennylane SAS is seeking a Lead Legal Counsel to drive the regulatory function for its Financial Services activity. You will structure and execute the path to regulatory authorization, translate requirements into actionable internal plans, and ensure cross-team alignment.

After licensing, you will scale ongoing compliance, governance, and day-to-day legal matters for the regulated entity, including outsourcing and product launches.

Qualifications

• 8+ years of relevant experience including in-house legal at a regulated entity (payments, EMI/PI, bank, lending/consumer credit, etc.), fintech, or BaaS.
• Strong aptitude for mentoring and developing team members in a fast-paced environment.
• Experience with regulated financial services legal work and cross-functional programs.
• Fluent French and English are mandatory.

Responsibilities

• Lead and mentor the regulatory legal team, shaping legal culture.
• Structure workload, roadmap, and scale the regulatory function.
• Own legal governance, policies, and board/committee Charters for the licensed entity.
• Manage outsourcing, vendor contracts, and transition to BaaS models.
• Prepare ACPR interactions before licensing and own relationships post-licensing.
• Provide training on regulatory constraints across product and operations.

Skills

Team leadership

Regulatory expertise

Contract law

French law

English proficiency

Job description

Pennylane SAS is seeking a Lead Legal Counsel to drive the regulatory function for its Financial Services activity. You will structure and execute the path to regulatory authorization, translate requirements into actionable internal plans, and ensure cross-team alignment.

After licensing, you will scale ongoing compliance, governance, and day-to-day legal matters for the regulated entity, including outsourcing and product launches.