Internal Audit Manager - Compliance

Qonto; Paris; Hybride; EUR 90 000 - 130 000; Plein temps

Résumé du poste

Qonto is hiring an Internal Audit Manager - Compliance to scale the audit function across nine European markets. Based in Paris or Milan, you will lead compliance-focused audit missions and work with internal/external auditors under IIA standards, reporting to the Head of Internal Audit.

You will drive follow-ups on recommendations, contribute to the risk-based plan, and collaborate with Compliance, Risk, and local stakeholders to strengthen governance and licensing processes.

Qualifications

• Internal audit expertise in banking with track record leading audit missions.
• Strong knowledge of AML/CFT, sanctions, FATCA/CRS and related frameworks.
• Autonomous, able to lead missions and manage relationships with external providers.
• Clear communication of audit findings to staff, executives and governance bodies.
• Independent, with strong critical thinking to identify inefficiencies and defend positions.
• Fluent in English and French; based in Paris or Milan.

Responsabilités

• Lead audit missions: own compliance audits with internal and external providers.
• Participate in centralized process audits across the group.
• Coordinate internal and external auditors and leverage external expertise where needed.
• Drive recommendation follow-up and monitor implementation.
• Support the Head of Internal Audit in the risk-based plan for compliance topics.

Connaissances

Internal audit expertise

Compliance expertise

Independent leadership

Clear communication

Critical thinking

Bilingual: English & French

Description du poste

Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75 (more about our culture here).

Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started.

Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.

AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.

Join us as an Internal Audit Manager - Compliance and help scale Qonto's audit function as we grow toward one million SMEs served across Europe by 2028, in the context of our ongoing credit institution licensing process. As a senior member of our Internal Audit team — the organization's third line of defense — you will lead compliance-focused audit missions across our nine European markets (France, Germany, Italy, Spain, Serbia, Belgium, Portugal, Austria, Netherlands), operating under the IIA Global Internal Audit Standards and reporting to our Head of Internal Audit.

What you'll do

• Lead audit missions: Own compliance audit initiatives in collaboration with the internal audit team and external providers to ensure compliance with regulatory obligations;
• Participate in centralised process audits: Contribute to Group-wide audit missions on centralised processes led from headquarters (fraud management, operational risk, etc.);
• Coordinate internal and external auditors: Coordinate and oversee Qonto’s internal auditors and work closely with external firms brought in for specialist expertise where needed.
• Drive recommendation follow-up: Ensure timely implementation and monitoring of audit recommendations, escalating where needed;
• Contribute to the risk-based audit plan: Support the Head of Internal Audit in the annual risk assessment on compliance topics, feeding into our multi-year, risk-based audit plan.

What we're looking for

• Internal audit expertise in banking: Solid experience in internal audit within banking or payment institutions, with a track record of leading audit missions (CIA certification a plus);
• Compliance expertise: Strong knowledge of AML/CFT, sanctions screening, FATCA/CRS, Anti-Bribery and Corruption, and related regulatory frameworks for banking/payment institutions (ACAMS certification a strong plus);
• Independent leadership: Comfortable working autonomously, leading missions, and managing relationships with external providers and senior stakeholders;
• Clear communication: Skilled at conveying audit findings clearly, from operational staff to senior management and governance bodies;
• Critically independent: Strong critical thinking to identify inefficiencies and discrepancies independently; confident in holding and defending your positions;
• Languages and location: Fluent in English and French required; based in Paris or Milan.

What we can offer you

• Real scope, real mandate: Work across all nine of Qonto's markets with no scope limitation, on a function that reports directly to the CEO and the Board of Directors
• Front-row seat on a defining milestone: Contribute to a pivotal moment in Qonto's history as we pursue our credit institution license, with compliance topics at the heart of that transition;
• Seniority and autonomy: Lead your own missions with significant independence, while shaping how compliance audit is done at Qonto;
• Cross-functional exposure: Partner with Compliance, Risk, local stakeholders, and various Qonto departments across markets;
• Comprehensive Insight: Gain an extensive understanding of Qonto’s activities and departments.

Your future manager

Your manager will be Catherine Soria our Head of Internal Audit:

• Their background?
  • Catherine joined Qonto in March 2024, bringing over 12 years of experience in the banking sector, with a strong focus on retail and corporate banking and payment services. Throughout her career, she has held diverse roles in sales, internal audit, and risk management. At Qonto, she was recruited to establish the company's internal audit function, laying a solid foundation to support Qonto's safe and sustainable growth.
• What can they bring to the team?
  • Passionate about her work, Catherine brings a positive perspective to the role of internal audit at Qonto, focusing on continuous improvement and safeguarding the group's interests. As an experienced manager, she will support you with care and guidance to succeed in your role and advance within Qonto.

By applying, you agree that Qonto processes your personal data to assess your application. Your data is kept for up to 2 years in our candidate pool. Read our Privacy Notice for full details.

On average, our hiring process lasts 20 working days. More information on our candidate journey here.

Your security matters to us

Recruitment scams are on the rise. Keep in mind, we will never work with third-party platforms or agencies that request payment from candidates.

If you receive a suspicious message claiming to be from Qonto, please report it right away ([e-mail])