Head of Risk - Crypto/FinTech (Malta)

Aqovia; Paris; Sur place; EUR 90 000 - 130 000; Plein temps

Résumé du poste

Aqovia is seeking a Head of Risk to lead risk management for its crypto-asset services. This pivotal role involves developing a risk management framework compliant with MiCA, conducting risk assessments, and collaborating with compliance officers. Ideal candidates will have extensive experience in fintech and an understanding of regulatory frameworks, along with strong analytical and communication skills.

Prestations

Competitive Salary

Bonus

Healthcare

Gym Membership

Pension Scheme

Perkbox

Career Growth Opportunities

Qualifications

• 7-10 years of experience in risk management leadership, preferably in fintech.
• In-depth knowledge of MiCA and AML/CTF regulations.
• Proven ability to design and execute risk management strategies.

Responsabilités

• Develop and implement a risk management framework in compliance with MiCA.
• Conduct regular risk assessments across operational and financial domains.
• Provide risk reports to CEO and MFSA, ensuring proactive risk management.

Connaissances

Analytical Skills

Regulatory Reporting

Risk Management

Communication

Formation

Degree in Risk Management, Finance, Business

Professional Certifications (FRM, PRM, CRISC)

Description du poste

Why Aqovia?

At the Intersection of Innovation and Impact, introducing Aqovia. Aqovia is a UK-based technology firm dedicated to creating tangible value through the power of AI, data-driven, and bespoke software solutions and services.

Our unique approach extends beyond traditional service and solutions delivery, we strategically invest in and nurture a diverse portfolio of promising companies operating across vital sectors including; financial services, health, infrastructure management, sustainability, education, and business intelligence.

This commitment to fostering innovation across a broad spectrum allows Aqovia to stay at the cutting edge, delivering transformative solutions and creating significant impact. For our clients and strategic partners, Aqovia offers a unique opportunity to be part of a dynamic and forward-thinking group shaping the future

Join us and help shape the future of fintech and digital assets.

Overview:

The Head of Risk is responsible for designing and overseeing the risk management framework for the Crypto-Asset Service Provider (CASP), ensuring comprehensive identification, assessment, and mitigation of risks across crypto-asset services and Electronic Money Institution (EMI) operations. Based in Malta, this role aligns with the Markets in Crypto-Assets Regulation (MiCA) requirements, covering operational, financial, market, and compliance risks associated with custody, trading, and electronic money activities. The Head of Risk works closely with the Money Laundering Reporting Officer (MLRO) to integrate AML/CTF risk strategies and with the Head of Compliance to ensure regulatory alignment, collaborating with the CEO, CSO, and other leaders to safeguard the organisation in a complex fintech environment.

Key Responsibilities:

• Develop and implement a risk management framework compliant with MiCA, addressing risks related to crypto-asset custody, trading, and EMI operations.
• Conduct regular risk assessments across operational (e.g., platform downtime), financial (e.g., market volatility), and regulatory (e.g., AML/CTF) domains, proposing mitigation strategies.
• Monitor and manage risk exposure, ensuring adequate controls for client asset protection, liquidity, and cybersecurity as mandated by MiCA.
• Partner with the MLRO to assess and mitigate AML/CTF risks, integrating suspicious transaction insights into the broader risk framework, and ensuring cohesive reporting to the MFSA and FIAU.
• Collaborate with the Head of Compliance to align risk policies with MiCA and Maltese regulatory requirements, providing input on compliance audits and regulatory responses.
• Work with the CSO to assess ICT and cybersecurity risks, ensuring a unified approach to operational resilience.
• Provide risk reports to the CEO and MFSA, ensuring transparency and proactive management of emerging risks in the crypto and EMI landscape.

Qualifications:

• Degree in risk management, finance, business, or a related field; professional certifications (e.g., FRM, PRM, CRISC) are highly desirable.
• At least 7-10 years’ experience in risk management leadership, preferably within fintech, crypto-assets, or regulated financial services.
• In-depth knowledge of MiCA risk requirements, crypto market risks, EMI operational frameworks, and AML/CTF regulations.
• Proven ability to design and execute risk management strategies, with strong analytical skills and experience in regulatory reporting.
• Excellent communication and collaboration skills, with the ability to work effectively with the MLRO and Head of Compliance, as well as present risk insights to regulators and senior leadership.

Why Join Aqovia?

• Impactful Work – Be part of a high-growth organisation shaping the future of fintech.
• Career Growth – We invest in talent and provide opportunities for professional advancement.
• Collaborative Culture – We value teamwork, transparency, and continuous learning.
• Comprehensive Benefits – Competitive salary, bonus, healthcare, gym membership, pension scheme, Perkbox, and more.

Diversity & Inclusion

Aqovia is committed to building a diverse and inclusive workplace that reflects the communities we serve. We welcome applicants from all backgrounds and believe in fostering an environment where everyone is valued and empowered.

If you are an experienced fintech leader ready to drive Aqovia’s next phase of growth in Malta, we encourage you to apply!

Note: This position requires prior approval from the Malta Financial Services Authority (MFSA), including the submission of a Personal Questionnaire (PQ).