Head of AML

Qonto; Paris; Sur place; EUR 90 000 - 120 000; Plein temps

Avantages offerts par ce poste

High-autonomy mandate

Visible impact on regulatory operations

Modern tools and AI-native environment

Résumé du poste

Qonto is seeking a Head of AML to lead and optimize AML operations across 8 markets. The successful candidate will manage a team of Team Leads, ensuring operational excellence and compliance with regulatory standards while delivering a high level of quality and efficiency.

As the Head of AML, you will be responsible for translating evolving AFC priorities into actionable processes, driving continuous improvement, and guiding the team through complex operational challenges. Join Qonto to shape impactful AML operations in a dynamic fintech environment.

Qualifications

• Strong AML/compliance expertise and the ability to operationalise it at scale.
• Experience managing at least 4 or 5 direct reports in a high-volume operational environment.
• High ownership and proactivity with problem-solving skills.
• Ability to bring clarity and prioritisation in fast-moving teams.
• Confident in stakeholder management.

Responsabilités

• Drive AML operational excellence across 8 markets.
• Lead and develop 4 Team Leads for effective operations.
• Translate compliance rules into executable processes.
• Manage escalations and complex cases calmly.
• Represent AML Operations with leadership and external stakeholders.

Connaissances

AML/compliance expertise

Manager-of-managers experience

Problem identification and solution driving

Structured execution

Stakeholder management

Description du poste

Join us as Head of AML to lead Qonto’s AML Operations across 8 markets, shaping how we deliver high-performing, scalable operations while maintaining the highest standards of quality, efficiency, and customer experience.

Reporting to Alexis (Director of AML & Banking Operations), you’ll own AML operational performance end-to-end—translating evolving AFC priorities into execution, driving continuous improvement, and building the foundations that will enable the team to grow and succeed in the years ahead.

What you’ll do

• Drive AML operational excellence across 8 markets (alert treatment speed, quality, and zero backlog).
• Lead and develop 4 Team Leads, ensuring clarity, coordination, and strong team health.
• Translate new compliance rules into executable processes with no regulatory gaps or delays.
• Own escalations and complex cases, making calm decisions under pressure.
• Represent AML Operations with senior leadership and external stakeholders when needed.

What we’re looking for

• Strong AML/compliance expertise (AFC rules, regulatory frameworks, alert management) and the ability to operationalise it at scale.
• Proven manager-of-managers experience (at least 4 or 5 direct reports) in a high-volume operational environment.
• High ownership and proactivity: you identify problems early and drive solutions without hand-holding.
• Structured execution: you bring clarity, prioritisation, and repeatable operating systems to fast-moving teams.
• Confident stakeholder management.

What we can offer you

• A high-autonomy mandate to build an AML operations team and operating model that works, across multiple countries.
• Real, visible impact: your decisions will shape live regulatory operations every day.
• A scaling context with ambitious operational challenges and a clear path to broader leadership scope as Qonto grows.
• Modern tooling and an AI-native environment to improve efficiency beyond traditional banking standards.

Your future manager

You’ll report to Alexis (currently leading AML), who brings nearly a decade of financial crime expertise built across some of Europe's most demanding environments, from Inspection Générale at BNP Paribas to VP-level in New York. He joined Qonto in April 2025 to build a high‑performing AML function from the ground up, drawn by the pace and ambition of what's possible at a fintech. He leads with high standards, clear expectations, and a genuine focus on building something that lasts.