Fraud Analyst - German Market

Qonto; Paris; Sur place; EUR 45 000 - 65 000; Plein temps

Résumé du poste

Qonto is seeking a Fraud Analyst for the German market to protect customers by detecting and preventing fraud across transactions and products. You will join a newly formed fraud team focused on safeguarding German customers from scams and fraudulent activities.

You will monitor transactions, conduct risk assessments for new features, and investigate cases while collaborating with Risk and AML teams to enhance detection capabilities.

Qualifications

• 1–2 years of experience in fraud detection, AML, or a similar field.
• Bilingual in English and German.
• Strong analytical and creative thinking skills.
• Excellent communication skills for interacting with customers and counterparties.
• Learning mindset, openness to feedback, and a self‑propelled approach to improvement.

Responsabilités

• Monitor and analyse transactions to detect fraud patterns, focusing on scams, phishing attempts, and account takeover activities.
• Conduct risk assessments for new products and features while ensuring robust onboarding fraud prevention.
• Investigate potential fraud cases and implement preventive measures across financing and payment products.
• Collaborate with Risk and AML teams to enhance fraud detection capabilities and align strategies.
• Deliver high‑quality, timely fraud analysis while maintaining customer satisfaction and operational efficiency.

Connaissances

Fraud detection

AML

Analytical thinking

Communication

Learning mindset

Description du poste

Fraud Analyst – Germany

We’re looking for a Fraud Analyst to protect our customers by detecting and preventing various types of fraud. You will be part of our newly created specialised Fraud team, focusing on safeguarding Qonto’s German market customers from scams and fraudulent activities.

Responsibilities

• Monitor and analyse transactions to detect fraud patterns, focusing on scams, phishing attempts, and account takeover activities.
• Conduct risk assessments for new products and features while ensuring robust onboarding fraud prevention.
• Investigate potential fraud cases and implement preventive measures across financing and payment products.
• Collaborate with Risk and AML teams to enhance fraud detection capabilities and align strategies.
• Deliver high‑quality, timely fraud analysis while maintaining customer satisfaction and operational efficiency.

What you can expect

• A newly created specialised team focused solely on fraud prevention, allowing for deeper expertise development.
• A dynamic environment where you’ll handle various types of fraud cases, from private scams to social fraud.
• Opportunity to contribute to the development of fraud detection processes and tools.
• Regular training and knowledge‑sharing sessions to stay ahead of emerging fraud trends.
• A culture that values autonomy, flexibility, continuous learning, innovation, and adaptability.

About your manager

Adina, our Team Lead Fraud, will guide you. Adina joined Qonto in September 2025 as Fraud Lead Germany and previously worked at PwC as a Financial Crime/AML Analyst.

Must‑haves

• 1–2 years of experience in fraud detection, AML, or a similar field involving alert processing and investigation.
• Bilingual in English and German.
• Strong analytical and creative thinking skills.
• Excellent communication skills for interacting with customers and counterparties.
• Learning mindset, openness to feedback, and a self‑propelled approach to improvement.

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