EMEA Wholesale Credit Risk Analyst - Tech, Media & Telecom

JPMorgan Chase & Co.; Paris; On-site; EUR 90,000 - 120,000; Full time

Job summary

JPMorgan Chase & Co. in France seeks a Wholesale Credit Risk Associate to assess credit risk for a broad client base across Europe, the Middle East and Africa. You will influence credit decisions through rigorous analysis, due diligence and clear recommendations.

You will build financial models, prepare credit memos, partner with lending, derivatives, trade finance and treasury desks, and coach junior colleagues in a fast-paced, controls-minded environment.

Qualifications

• Strong credit judgement with a proactive approach to risk identification and credit process discipline.
• Demonstrated knowledge of transaction structures, facility documentation, and core banking products.
• Clear written and verbal communication skills, with the ability to synthesize complex information.
• Ability to build credibility and trusted relationships with key stakeholders.
• Proven ability to coach and develop junior colleagues.
• Self-starting, results-focused, able to manage multiple priorities, and adaptable to change.
• Experience in a credit risk function or leveraged finance underwriting environment.
• Strong cash flow modelling and financial analysis skills.

Responsibilities

• Lead due diligence, credit analysis, and financial modelling for credit counterparties
• Drive the preparation of credit approval memos, including recommendations on structure, risk appetite, and risk grading
• Build financial models and challenge modelling assumptions with relevant coverage and product partners
• Develop appropriate downside scenarios and clearly articulate key modelling conclusions
• Partner across products including lending, derivatives, trade finance, and treasury products
• Support negotiation of facility documentation to help identify and mitigate key risks
• Apply risk management policies and interact with stakeholders, including regulators and auditors
• Manage ongoing portfolio monitoring, including risk ratings, sector trends, and client performance
• Coach and support the development of junior colleagues

Skills

Credit judgement

Credit process discipline

Financial modelling

Written and verbal communication

Relationship building

Coaching juniors

Multitasking

Job description

JPMorgan Chase & Co. in France seeks a Wholesale Credit Risk Associate to assess credit risk for a broad client base across Europe, the Middle East and Africa. You will influence credit decisions through rigorous analysis, due diligence and clear recommendations.

You will build financial models, prepare credit memos, partner with lending, derivatives, trade finance and treasury desks, and coach junior colleagues in a fast-paced, controls-minded environment.